3 banks and credit unions have branches in Hopkinton. The Bank Fee Index holds published fees for 3 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Massachusetts $1.50 · U.S. $1.50
Local median not shown; five institutions required.
Pick a fee to compare Hopkinton with Massachusetts and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Two published overdraft fees: $30–$33.
Medians for reference: Massachusetts $30 · U.S. $30
3 institutions, 2 with a published overdraft fee.
Bank · based in Natick, MA · 1 branch here
Bank · based in Whitinsville, MA · 1 branch here
Account not yet known
“Card Reissue Fee.............................................................................. | $5.00 | Insufficient Funds Charge - Paid (per item)................................”
Credit union, membership rules apply · based in Worcester, MA · 1 branch here
Account not yet known
“Overdraft Privilege (OD Priv) Fee | $30.00 per presentment”
Largest banks by local bank deposits
Share of the $289 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Middlesex County
Deposits and branches cover the City of Hopkinton. Population and income cover Middlesex County, the county with most of Hopkinton's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Middlesex County.
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