Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

UniBank for Savings

Whitinsville, MassachusettsBankBoston Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee Per Hour$20Within the typical range ($20–$25 nationally)

ATM & CardVerified

ATM Withdrawal Service Charge$1.50Within the typical range ($1–$2.50 nationally)
$0.25 below the national median
per item · Source
Card Reissue Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
per item · Source

Wire TransfersVerified

Domestic Wire (Outgoing)$25Within the typical range ($20–$25 nationally)
At the national median
Source
Incoming Wire Deposit$13Within the typical range ($5–$15 nationally)
$3 above the national median
Source
International Wire (Outgoing)$30Below the typical range ($40–$50 nationally)
$20 below the national median
Source

Check ServicesVerified

Check Copy Fee$2.50Within the typical range ($2–$5 nationally)
$0.50 below the national median
Source
Money Orders$2Within the typical range ($1.50–$3 nationally)
At the national median
Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source
Treasurers Check$5Within the typical range ($3–$6 nationally)
At the national median
Source

Account ServicesVerified

10" X 10"$130Above the typical range ($30–$70 nationally)
$85 above the national median
per month · Source
2" X 5"$25Below the typical range ($30–$70 nationally)
$20 below the national median
Source
5" X 10"$80Above the typical range ($30–$70 nationally)
$35 above the national median
Source
5" X 5"$45Within the typical range ($30–$70 nationally)
At the national median
Source
Legal Processing Fee$50Within the typical range ($50–$150 nationally)
$50 below the national median
per year · Source
Notary Public Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source

Other FeesVerified

EFT Services: Statement Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Other Copy Fee$1Below the typical range ($2–$5 nationally)
$2 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee Per Hour	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Acct Inactivity Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Early Account Closure (Closeout within 90 days)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Protection Transaction Fee (per day used) ................	$5Below the typical range ($25–$32 nationally)	$25 below the national median	per day	—	Source
ATM & CardVerified
ATM Withdrawal Service Charge	$1.50Within the typical range ($1–$2.50 nationally)	$0.25 below the national median	per item	—	Source
Card Reissue Fee	$5
Wire TransfersVerified
Domestic Wire (Outgoing)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Incoming Wire Deposit	$13
Check ServicesVerified
Check Copy Fee	$2.50Within the typical range ($2–$5 nationally)	$0.50 below the national median	—	—	Source
Money Orders	$2Within the typical range ($1.50–$3 nationally)
Digital & ElectronicVerified
UniBank Bill Pay Service	$0Within the typical range ($0–$10 nationally)	$4.95 below the national median	—	—	Source
Cash & DepositVerified
Night Deposit Annual Rent Assessment	$15Within the typical range ($5–$20 nationally)	$5 above the national median	per year	—	Source
Account ServicesVerified
10" X 10"	$130Above the typical range ($30–$70 nationally)	$85 above the national median	per month	—	Source
2" X 5"	$25
Lending FeesVerified
Late Charge Assessment	$5Below the typical range ($15–$25 nationally)	$17 below the national median	—	—	Source
Other FeesVerified
EFT Services: Statement Copy Fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source
Other Copy Fee	$1

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Headline fees published

8 of 15

Published fees

Under review

Assets

$3.1B

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$3.1B

Total deposits

$2.6B

Service charge income

$449K

Fee income ratio

1.6%

Return on assets

1.15%

Branches

Service charge income by quarter

Q2 2026$449K

Q1 2026$443K

Q4 2025$448K

Q3 2025$442K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,425 published fee entries from 2,879 institutions

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