Fee schedule collected Mar 11, 2026 · Financials as of Q1 2026
Verified fees
23
Under review
0
Assets
$6.2B
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Fee Schedule
Verified fees power benchmarks; fees under review do not.
per month · Source
per item · Per request · Source
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varies · Source
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per month · Waived if combined balances are $10,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. · Source
per month · Waived if average monthly balance is equal to or greater than $1,000 · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Freedom Blue Monthly Maintenance Charge | — | per month | — | Source |
| History/Check Clearing Inquiry | $3 | per item | Per request | Source |
Overdraft & NSFVerified | ||||
| Overdraft Transfer Fee | $6 | per item | Overdraft Protection Line of Credit | Source |
| Returned Deposited / Cashed Check Fee - U.S. Funds | $7.14 | per item | — | Source |
ATM & CardVerified | ||||
| Debit Card and Point-of-Sale (POS) Purchases | — | per item | — | Source |
Check ServicesVerified | ||||
| Canadian Check in U.S. or CAD Funds | $15 | per item | — | Source |
Digital & ElectronicVerified | ||||
| Bill Payment Services | $0 | varies | — | Source |
Cash & DepositVerified | ||||
| U.S. Funds, Outgoing / Incoming Collection | $20 | per item | — | Source |
Account ServicesVerified | ||||
| Safe Deposit Box 1 x 4.5 up to 2 x 5 | $40 | per year | — | Source |
| Safe Deposit Box 10 x 10 | $215 | per year | — | Source |
| Safe Deposit Box 2.5 x 5 | $45 | |||
Other feesVerified | ||||
| Freedom Gold Monthly Maintenance Charge | $19 | per month | Waived if combined balances are $10,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. | Source |
| NOW Checking Monthly Maintenance Charge | $15 | per month | Waived if average monthly balance is equal to or greater than $1,000 | Source |
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$6.2B
Total deposits
$5.2B
Service charge income
$2.0M
Fee income ratio
4.8%
Return on assets
0.58%
Branches
35
Service charge income by quarter
| per year |
| — |
| Source |
| Safe Deposit Box 3 x 10 | $95 | per year | — | Source |
| Safe Deposit Box 3 x 5 | $55 | per year | — | Source |
| Safe Deposit Box 4 x 10 | $100 | per year | — | Source |
| Safe Deposit Box 4 x 5 | $60 | per year | — | Source |
| Safe Deposit Box 5 x 10 | $135 | per year | — | Source |
| Safe Deposit Box 5 x 5 | $75 | per year | — | Source |
| Safe Deposit Box 8 x 10 | $155 | per year | — | Source |
| Safe Deposit Box Key (Lost) | $30 | per item | — | Source |
| Safe Deposit Box Late Charge Assessment | $15 | per item | — | Source |
| Safe Deposit Drilling | $250 | per item | — | Source |