49 banks and credit unions have branches in the Cedar Rapids metro area. The Bank Fee Index holds published fees for 29 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Iowa
Cedar Rapids metro counts institutions with a branch here, wherever headquartered. Iowa counts institutions headquartered in the state.
Cedar Rapids metro
13 institutions with a branch here
$2
Iowa
33 institutions headquartered in Iowa
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Cedar Rapids metro median sits furthest from Iowa's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Cedar Rapids metro with Iowa and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Cedar Rapids metro
21 institutions with a branch here
$30
Iowa
73 institutions headquartered in Iowa
$30
U.S.
2,605 institutions in the index
$30
Cedar Rapids metro covers every institution with a branch here, wherever it is headquartered. Iowa covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
49 institutions, 21 with a published overdraft fee.
Bank · based in Marion, IA · 8 branches here
Account not yet known
“Overdraft Fees: Any overdraft fees charged on this account will be at a discounted fee of $15.00 per item. See the Premium Overdraft Disclosure and/or the Regulation E Opt-In/Opt-O”
Bank · based in Hills, IA · 7 branches here
Account not yet known
“An overdraft fee of $27.00 will be charged per item for covering overdrafts created by check, in-person withdrawal,”
Bank · based in Cedar Rapids, IA · 6 branches here
Bank · based in Cincinnati, OH · 5 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Sioux Falls, SD · 5 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Edgewood, IA · 5 branches here
Account not yet known
“Overdraft per item (Consumer limit of 5 per day) ** | $30.00”
Credit union, membership rules apply · based in Hiawatha, IA · 5 branches here
Bank · based in Cascade, IA · 4 branches here
Bank · based in Manchester, IA · 4 branches here
Bank · based in Cedar Rapids, IA · 4 branches here
Account not yet known
“Overdraft Fee* - each debit or check presentment paid (Consumer Accts: 5 max total OD or Returned Item fees daily) | $30.00”
Largest banks by local bank deposits
Share of the $8.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Cedar Rapids metro's counties
Deposits and branches cover the Cedar Rapids metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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