Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Farmers State Bank

Marion, IowaBankChicago Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

A maintenance fee of$5Within the typical range ($3–$10 nationally)

Knox deterministic extraction from Rosetta artifact #4303. canonical_hint=monthly_maintenance; text_hash=49c2b835290bb8daf1e65705c6f1a8a5e4ac08c11eafb30e2351ad8e758dd479; excerpt="A maintenance fee of $5.00* will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle." · Source

A maintenance fee of$3

$2.95 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4303. canonical_hint=monthly_maintenance; text_hash=49c2b835290bb8daf1e65705c6f1a8a5e4ac08c11eafb30e2351ad8e758dd479; excerpt="A maintenance fee of $3.00 per month will be assessed every month if the minimum daily balance of $100.00 is not maintained." · Source

A maintenance fee of$6

$0.05 above the national median

Knox deterministic extraction from Rosetta artifact #4303. canonical_hint=monthly_maintenance; text_hash=49c2b835290bb8daf1e65705c6f1a8a5e4ac08c11eafb30e2351ad8e758dd479; excerpt="A maintenance fee of $6.00* will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle." · Source

A monthly maintenance fee applies to this account if minimum requirements are met. A monthly maintenance fee applies to$5

$0.95 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4303. canonical_hint=monthly_maintenance; text_hash=49c2b835290bb8daf1e65705c6f1a8a5e4ac08c11eafb30e2351ad8e758dd479; excerpt="A $5.00* monthly maintenance fee applies to this account if minimum requirements are met. A $6.00* monthly maintenance fee applies to this account if minimum requirements are not m" · Source

Overdraft & NSFVerified

Overdraft Fees: Any overdraft fees charged on this account will be at a discounted fee of$15Below the typical range ($25–$30 nationally)
$15 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4303. canonical_hint=overdraft; text_hash=49c2b835290bb8daf1e65705c6f1a8a5e4ac08c11eafb30e2351ad8e758dd479; excerpt="Overdraft Fees: Any overdraft fees charged on this account will be at a discounted fee of $15.00 per item. See the Premium Overdraft Disclosure and/or the Regulation E Opt-In/Opt-O" · Source

ATM & CardVerified

If you choose to have a Visa® Debit Card with this account, there will be an ATM Transaction Fee of$2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #4303. canonical_hint=atm_non_network; text_hash=49c2b835290bb8daf1e65705c6f1a8a5e4ac08c11eafb30e2351ad8e758dd479; excerpt="If you choose to have a Visa® Debit Card with this account, there will be an ATM Transaction Fee of $2.00 for each withdrawal at non-FSB owned ATMs in excess of 6 (six) per stateme" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
A maintenance fee of	$5Within the typical range ($3–$10 nationally)	$0.95 below the national median	—	Knox deterministic extraction from Rosetta artifact #4303. canonical_hint=monthly_maintenance; text_hash=49c2b835290bb8daf1e65705c6f1a8a5e4ac08c11eafb30e2351ad8e758dd479; excerpt="A maintenance fee of $5.00* will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle."	Source
A maintenance fee of	$3Within the typical range ($3–$10 nationally)	$2.95 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4303. canonical_hint=monthly_maintenance; text_hash=49c2b835290bb8daf1e65705c6f1a8a5e4ac08c11eafb30e2351ad8e758dd479; excerpt="A maintenance fee of $3.00 per month will be assessed every month if the minimum daily balance of $100.00 is not maintained."	Source
A maintenance fee of	$6Within the typical range ($3–$10 nationally)	$0.05 above the national median	—	Knox deterministic extraction from Rosetta artifact #4303. canonical_hint=monthly_maintenance; text_hash=49c2b835290bb8daf1e65705c6f1a8a5e4ac08c11eafb30e2351ad8e758dd479; excerpt="A maintenance fee of $6.00* will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle."	Source
A monthly maintenance fee applies to this account if minimum requirements are met. A monthly maintenance fee applies to	$5Within the typical range ($3–$10 nationally)	$0.95 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4303. canonical_hint=monthly_maintenance; text_hash=49c2b835290bb8daf1e65705c6f1a8a5e4ac08c11eafb30e2351ad8e758dd479; excerpt="A $5.00* monthly maintenance fee applies to this account if minimum requirements are met. A $6.00* monthly maintenance fee applies to this account if minimum requirements are not m"	Source
Overdraft & NSFVerified
Overdraft Fees: Any overdraft fees charged on this account will be at a discounted fee of	$15Below the typical range ($25–$30 nationally)	$15 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4303. canonical_hint=overdraft; text_hash=49c2b835290bb8daf1e65705c6f1a8a5e4ac08c11eafb30e2351ad8e758dd479; excerpt="Overdraft Fees: Any overdraft fees charged on this account will be at a discounted fee of $15.00 per item. See the Premium Overdraft Disclosure and/or the Regulation E Opt-In/Opt-O"	Source
ATM & CardVerified
If you choose to have a Visa® Debit Card with this account, there will be an ATM Transaction Fee of	$2Within the typical range ($1–$2.50 nationally)	$0.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4303. canonical_hint=atm_non_network; text_hash=49c2b835290bb8daf1e65705c6f1a8a5e4ac08c11eafb30e2351ad8e758dd479; excerpt="If you choose to have a Visa® Debit Card with this account, there will be an ATM Transaction Fee of $2.00 for each withdrawal at non-FSB owned ATMs in excess of 6 (six) per stateme"	Source

Fee change alerts

Get an email when Farmers State Bank changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Farmers State Bank? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

50% below the national median overdraft fee

Total fees: 6 — leaner than most institutions

Published fees

Under review

Assets

$1.1B

Work at Farmers State Bank? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.1B

Total deposits

$919.5M

Service charge income

$313K

Fee income ratio

2.3%

Return on assets

2.63%

Branches

Service charge income by quarter

Q2 2026$313K

Q1 2026$303K

Q4 2025$347K

Q3 2025$348K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,267 verified fees from 2,206 institutions

See pricing