Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

First Federal Credit Union

Hiawatha, IowaCredit UnionChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research / Balance Assistance$30Above the typical range ($20–$25 nationally)

ATM & CardVerified

Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source
Debit Card Rush Fee$100Above the typical range ($30–$50 nationally)
$60 above the national median
Source

Wire TransfersVerified

Incoming Wire$10Within the typical range ($5–$15 nationally)
At the national median
Source
Outgoing Domestic Wire$25Within the typical range ($20–$25 nationally)
At the national median
Source
Outgoing Foreign Wire$50Within the typical range ($40–$50 nationally)
At the national median
Source

Check ServicesVerified

Copy of Personal Check$3Within the typical range ($2–$5 nationally)
At the national median
Source
Official Checks (Payable to a third party)$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Stop Payment - Checks (applies to 1 or multiple items)$35Above the typical range ($20–$30 nationally)
$9 above the national median
Source
Temporary Checks$1Within the typical range ($1–$4 nationally)
$1 below the national median
Source

Account ServicesVerified

Garnishment / Judgment / Levy$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source
Non Member Notary Fee$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
Source
Safe Deposit Box - Large (10 x 10 X 18)$80Within the typical range ($25–$80 nationally)
$35 above the national median
per year · Source
Safe Deposit Box - Medium (5 x 10 x 18)$40Within the typical range ($25–$80 nationally)
$5 below the national median
per year · Source
Safe Deposit Box - Small (3 x 10 x 18)$20Below the typical range ($25–$80 nationally)
$25 below the national median
per year · Source
Safe Deposit Box Payment Late Fee$10Below the typical range ($25–$80 nationally)
$35 below the national median
Source
Subordination$150Within the typical range ($46.25–$150 nationally)
$50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research / Balance Assistance	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Protection	$6Above the typical range ($3–$5 nationally)	$1 above the national median	—	—	Source
ATM & CardVerified
Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Debit Card Rush Fee	$100
Wire TransfersVerified
Incoming Wire	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
Outgoing Domestic Wire	$25
Check ServicesVerified
Copy of Personal Check	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source
Official Checks (Payable to a third party)	$5
Account ServicesVerified
Garnishment / Judgment / Levy	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	—	Source
Non Member Notary Fee	$10

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Headline fees published

7 of 15

Published fees

Under review

Assets

$174.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$174.5M

Total deposits

$152.0M

Service charge income (year to date)

$307K

Fee income ratio

6.5%

Return on assets

-0.48%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,892 published fee entries from 2,651 institutions

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