28 banks and credit unions have branches in the Bakersfield-Delano metro area. The Bank Fee Index holds published fees for 25 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from California
Bakersfield-Delano metro counts institutions with a branch here, wherever headquartered. California counts institutions headquartered in the state.
Bakersfield-Delano metro
11 institutions with a branch here
$5
California
135 institutions headquartered in California
$10
U.S.
2,745 institutions in the index
$10
Chosen as the fee whose Bakersfield-Delano metro median sits furthest from California's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Bakersfield-Delano metro with California and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Bakersfield-Delano metro
19 institutions with a branch here
$29
California
123 institutions headquartered in California
$25
U.S.
2,600 institutions in the index
$30
Bakersfield-Delano metro covers every institution with a branch here, wherever it is headquartered. California covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
28 institutions, 19 with a published overdraft fee.
Credit union, membership rules apply · based in Bakersfield, CA · 17 branches here
Bank · based in Columbus, OH · 10 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 10 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 9 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Credit union, membership rules apply · based in Bakersfield, CA · 8 branches here
Account not yet known
“The Courtesy Pay program fee is $30 and will be charged regardless of the amount the account is overdrawn. The fee will be charged for each overdraft item presented and paid by the”
Bank · based in Cincinnati, OH · 7 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Porterville, CA · 7 branches here
Credit union, membership rules apply · based in Ridgecrest, CA · 7 branches here
Bank · based in Chico, CA · 4 branches here
Account not yet known
“Overdraft items paid (NSF Fee Item Paid) | $34.00 each”
Bank · based in Ontario, CA · 4 branches here
Account not yet known
“NSF/UCF Item Paid Charge | $35.00 per item*”
Largest banks by local bank deposits
Share of the $11.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Bakersfield-Delano metro's counties
Deposits and branches cover the Bakersfield-Delano metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions