Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Altaone Federal Credit Union

Ridgecrest, CaliforniaCredit UnionSan Francisco Fed districtFees collected Apr 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Below Minimum Balance$5Within the typical range ($5–$12.25 nationally)

Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=minimum_balance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Below Minimum Balance ................................................................................................. $5 | AltaAdvantage Excess Withdrawal ......................." · Source

Dormant Account Fee$5

At the national median

Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=dormant_account; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Dormant Account Fee ...................................................................................................... $5 | BUSINESS" · Source

Monthly Fee$25

$18.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=monthly_maintenance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Monthly Fee ................................................................................................................... $25 | Visa Share Secured Annual Fee ................" · Source

Monthly Fee$12

$5.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=monthly_maintenance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Monthly Fee ................................................................................................................... $12 | Zipper Lock Bag with Key Purchase ............" · Source

Monthly Service Fee$20

$13.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=monthly_maintenance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Monthly Service Fee ..................................................................................................... $20 | ATM Balance Inquiry ................................" · Source

Notice of Escheat$10

$5 above the national median

Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=dormant_account; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Account Recon Reporting ......................................................................................$40 Notice of Escheat ................................................" · Source

Overdraft & NSFVerified

BUSINESS CHECKING PLUS | Visa NSF / Insufficient Funds Payment Fee$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=nsf; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="BUSINESS CHECKING PLUS | Visa NSF / Insufficient Funds Payment Fee ....................................................................$25" · Source
Courtesy Pay Overdraft Protection$17Below the typical range ($20–$30 nationally)
$11 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=overdraft; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Courtesy Pay Overdraft Protection .................................................... $17 Per Presentment | SAFE DEPOSIT BOXES" · Source
NSF / Insufficient Funds$17Below the typical range ($25–$32 nationally)
$12 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=nsf; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="NSF / Insufficient Funds .................................................................... $17 Per Presentment" · Source

ATM & CardVerified

ATM Withdrawal - International$3Above the typical range ($1.25–$2.75 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=atm_international; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Deposits ............................................................................................................ $1.25 | ATM Withdrawal - International ......................." · Source
Deposits$1.25Within the typical range ($1.25–$2.75 nationally)
$0.75 below the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=atm_international; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Deposits ............................................................................................................ $1.25 | ATM Withdrawal - International ......................." · Source
Lost or Stolen Replacement Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=card_replacement; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Cash/Coin Provided ...................................................................$1.50 Per $1,000.00 | Lost or Stolen Replacement Card ........................................" · Source
Non-ATM Fees ..............................................................................................Up to$2Within the typical range ($1–$3 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=atm_non_network; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Cash/Coin Provided ........................................................................$1.50 Per $1,000 | Non-ATM Fees* ........................................................" · Source
Non-Cash Vault Service | ATM Withdrawal - Domestic$1.50Within the typical range ($1–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=atm_non_network; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Non-Cash Vault Service | ATM Withdrawal - Domestic ................................................................................$1.50" · Source

Wire TransfersVerified

Each | Wire - U.S. (Outgoing)$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=wire_domestic_outgoing; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="3 or More Per Statement Cycle ..................................................................... $3 Each | Wire - U.S. (Outgoing) ..............................................." · Source
Up to 2 Requests Per Statement Cycle .................................................... No Charge | Wire - (Incoming)$0Below the typical range ($7.75–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #2891. canonical_hint=wire_domestic_incoming; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Up to 2 Requests Per Statement Cycle .................................................... No Charge | Wire - (Incoming) ............................................................" · Source

Digital & ElectronicVerified

ACH 3rd Party Origination Monthly Fee$35Above the typical range ($5–$20 nationally)
$25 above the national median
per month · Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=ach_origination; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="ACH 3rd Party Origination Monthly Fee .................................................................$35 Levy/Garnishment Processing.............................................." · Source
ACH Batch$5Within the typical range ($5–$20 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=ach_origination; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="ACH Batch ..............................................................................................$5 Per Batch Legal Processing - (1 hour minimum)............................" · Source

Cash & DepositVerified

Cash Advance$5Within the typical range ($3–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=cash_advance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Cash/Coin Deposits ........................................................................$1.50 Per $1,000 | Cash Advance ........................................................." · Source
Cash/Coin Deposits$1.50Below the typical range ($3–$10 nationally)
$3.50 below the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=cash_advance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Cash/Coin Deposits ........................................................................$1.50 Per $1,000 | Cash Advance ........................................................." · Source
EDI Addenda Received Monthly$7Within the typical range ($3–$10 nationally)
$2 above the national median
per month · Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=cash_advance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="EDI Addenda Received Monthly ..............................................................................$7 Non-Member Cash Advance Processing Fee ..............................." · Source
Non-Member Cash Advance Processing Fee$10Within the typical range ($3–$10 nationally)
$5 above the national median
per month · Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=cash_advance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="EDI Addenda Received Monthly ..............................................................................$7 Non-Member Cash Advance Processing Fee ..............................." · Source
Withdrawal/Cash Advance .............................................................................Up to$2Below the typical range ($3–$10 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=cash_advance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Cash/Coin Deposited ......................................................................$1.50 Per $1,000 | Withdrawal/Cash Advance ..............................................." · Source

Account ServicesVerified

Account Set Up Fee$650Above the typical range ($1–$2 nationally)
$648.75 above the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=balance_inquiry; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Account Set Up Fee .................................................................................................... $650 | Balance Inquiry ....................................." · Source
Balance Inquiry ..............................................................................................Up to$2Within the typical range ($1–$2 nationally)
$0.75 above the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=balance_inquiry; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Account Set Up Fee .................................................................................................... $650 | Balance Inquiry ....................................." · Source
Levy/Garnishment Processing$40Within the typical range ($25–$75 nationally)
$10 below the national median
per month · Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=garnishment_levy; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="ACH 3rd Party Origination Monthly Fee .................................................................$35 Levy/Garnishment Processing.............................................." · Source

Lending FeesVerified

Treasury Management ........................................................Not Available for Account Type | Visa Late P$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=late_payment; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Treasury Management ........................................................Not Available for Account Type | Visa Late Payment ....................................................." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Below Minimum Balance	$5Within the typical range ($5–$12.25 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=minimum_balance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Below Minimum Balance ................................................................................................. $5 \| AltaAdvantage Excess Withdrawal ......................."	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=dormant_account; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Dormant Account Fee ...................................................................................................... $5 \| BUSINESS"	Source
Monthly Fee	$25Above the typical range ($4–$12.63 nationally)	$18.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=monthly_maintenance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Monthly Fee ................................................................................................................... $25 \| Visa Share Secured Annual Fee ................"	Source
Monthly Fee	$12Within the typical range ($4–$12.63 nationally)	$5.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=monthly_maintenance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Monthly Fee ................................................................................................................... $12 \| Zipper Lock Bag with Key Purchase ............"	Source
Monthly Service Fee	$20Above the typical range ($4–$12.63 nationally)	$13.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=monthly_maintenance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Monthly Service Fee ..................................................................................................... $20 \| ATM Balance Inquiry ................................"	Source
Notice of Escheat	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=dormant_account; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Account Recon Reporting ......................................................................................$40 Notice of Escheat ................................................"	Source
Overdraft & NSFVerified
BUSINESS CHECKING PLUS \| Visa NSF / Insufficient Funds Payment Fee	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=nsf; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="BUSINESS CHECKING PLUS \| Visa NSF / Insufficient Funds Payment Fee ....................................................................$25"	Source
ATM & CardVerified
ATM Withdrawal - International	$3Above the typical range ($1.25–$2.75 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=atm_international; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Deposits ............................................................................................................ $1.25 \| ATM Withdrawal - International ......................."	Source
Wire TransfersVerified
Each \| Wire - U.S. (Outgoing)	$25Within the typical range ($20–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=wire_domestic_outgoing; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="3 or More Per Statement Cycle ..................................................................... $3 Each \| Wire - U.S. (Outgoing) ..............................................."	Source
Digital & ElectronicVerified
ACH 3rd Party Origination Monthly Fee	$35Above the typical range ($5–$20 nationally)	$25 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=ach_origination; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="ACH 3rd Party Origination Monthly Fee .................................................................$35 Levy/Garnishment Processing.............................................."	Source
Cash & DepositVerified
Cash Advance	$5Within the typical range ($3–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=cash_advance; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Cash/Coin Deposits ........................................................................$1.50 Per $1,000 \| Cash Advance ........................................................."	Source

Account ServicesVerified
Account Set Up Fee	$650Above the typical range ($1–$2 nationally)	$648.75 above the national median	—	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=balance_inquiry; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Account Set Up Fee .................................................................................................... $650 \| Balance Inquiry ....................................."	Source
Lending FeesVerified
Treasury Management ........................................................Not Available for Account Type \| Visa Late P	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2891. canonical_hint=late_payment; text_hash=0cffd673ebf06ede55f682ab795b5fe52b2a521659aa4a5dce6d1ceb5ffe7dc5; excerpt="Treasury Management ........................................................Not Available for Account Type \| Visa Late Payment ....................................................."	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

14% below the national median NSF fee

Total fees: 27

Verified fees

Under review

Assets

$967.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$967.2M

Total deposits

$872.2M

Service charge income (year to date)

$2.7M

Fee income ratio

9.4%

Return on assets

0.17%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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