State Fee Report

New York Bank & Credit Union Fees

Fee benchmarks for 399 financial institutions in New York, compared against national medians. Part of Federal Reserve District 2 (New York).

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New York medians against national, sent each time the state index refreshes — plus a link to the sample Competitive Fee Position Report.

Institutions

399

With Fee Data

105

Banks

120

Credit Unions

279

Bank vs. Credit Union — New York

How fees compare between banks and credit unions in this state.

Charter	Institutions	Fee Observations
Banks	120	204
Credit Unions	279	378

Fee Benchmarks — New York vs. National

31 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee Category	New York Median	National Median	Delta	Institutions
Stop Payment	$30.00	$27.00	+11.1%	48
NSF / Returned Item	$25.00	$29.00	-13.8%	37
Non-Network ATM	$2.00	$1.50	+33.3%	32

Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in New York. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.

New York Bank & Credit Union Fees

Bank vs. Credit Union — New York

Fee Benchmarks — New York vs. National

Methodology

17 more fee categories for New York