State Fee Report

Minnesota Bank & Credit Union Fees

Fee benchmarks for 312 financial institutions in Minnesota, compared against national medians. Part of Federal Reserve District 9 (Minneapolis).

Institutions

312

With Fee Data

Banks

230

Credit Unions

Bank vs. Credit Union — Minnesota

How fees compare between banks and credit unions in this state.

Charter	Institutions	Fee Observations
Banks	230	64
Credit Unions	82	25

Fee Benchmarks — Minnesota vs. National

9 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee Category	Minnesota Median	National Median	Delta	Institutions
NSF / Returned Item	$30.00	$25.00	+20.0%	4
Stop Payment	$30.00	$25.00	+20.0%	3

7 more fee categories for Minnesota

7 more categories with peer filters, CSV exports, AI research, and full API access.

Based on 60,000+ fee observations from 8,000+ institutions

View Plans

Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Minnesota. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.