vs. U.S. typical range:LowerTypicalHigher
$6 above the national median$7.03 above the North Carolina median
$1 below the national median$0.03 above the North Carolina median
$6 above the national median$7.03 above the North Carolina median
per month · Source
$1 below the national median$0.03 above the North Carolina median
per month · Source
$29 above the national median$30.03 above the North Carolina median
per month · Source
$6 above the national median$7 above the North Carolina median
per item · Source
$6 above the national median$7 above the North Carolina median
per item · Source
$1 above the national median$0.75 above the North Carolina median
per transaction · Source
$0.50 below the national median$0.75 below the North Carolina median
per item · Source
$10 below the national median$5 below the North Carolina median
$2.50 above the national median
per transaction · Source
$5 below the national median$1 above the North Carolina median
per item · Source
$5 above the national median$11 above the North Carolina median
per item · Source
$5 above the national median$5 above the North Carolina median
$15 above the national median$20 above the North Carolina median
per item · Source
At the national median$2.50 below the North Carolina median
per item · Source
$5 above the national median$6 above the North Carolina median
per item · Source
$3 above the national median$3 above the North Carolina median
per item · Source
$7.50 above the national median$6 above the North Carolina median
per item · Source
$2.50 below the national median$2 below the North Carolina median
$12.45 above the national median$12.95 above the North Carolina median
$2.45 above the national median$2.95 above the North Carolina median
$15 below the national median$10 below the North Carolina median
$20 below the national median$27.50 below the North Carolina median
per year · Source
$75 above the national median$55 above the North Carolina median
per item · Source
$20 above the national median$20 above the North Carolina median
$25 above the national median$25 above the North Carolina median
per day · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Maintenance Fee | $12Above the typical range ($4–$10 nationally) | $6 above the national median$7.03 above the North Carolina median | — | — | Source |
| Maintenance Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.03 above the North Carolina median | — | — | Source |
| Monthly Maintenance | $12Above the typical range ($4–$10 nationally) | $6 above the national median$7.03 above the North Carolina median | per month | — | Source |
| Monthly Maintenance | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.03 above the North Carolina median | per month | — | Source |
| Monthly Maintenance | $35Above the typical range ($4–$10 nationally) | $29 above the national median$30.03 above the North Carolina median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (OD) Fee | $36Above the typical range ($25–$33 nationally) | $6 above the national median$7 above the North Carolina median | per item | — | Source |
| Truist will charge you an Overdraft Fee, if applicable, of | $36 | ||||
ATM & CardVerified | |||||
| 7 Truist Confidence Account and Truist Confidence Savings non-Truist Domestic ATM fee is | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$0.75 above the North Carolina median | per transaction | — | Source |
| Truist Confidence Account and Truist Confidence Savings non-Truist Domestic ATM fee for balance inquiries is | |||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfer | $20Within the typical range ($20–$25 nationally) | $5 below the national median$1 above the North Carolina median | per item | — | Source |
| Outgoing Wire Transfer Services: Outgoing Domestic | $30 | ||||
Check ServicesVerified | |||||
| Official Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$6 above the North Carolina median | per item | — | Source |
| Money Order | $5 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay (Standard) | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2 below the North Carolina median | — | — | Source |
| Expedited Bill Pay – Overnight Check (available for select clients) | $14.95 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item/ Cashed Item Fee | $0Below the typical range ($8–$25 nationally) | $15 below the national median$10 below the North Carolina median | — | — | Source |
Account ServicesVerified | |||||
| All Truist One Checking account levels will receive a | $25Below the typical range ($30–$70 nationally) | $20 below the national median$27.50 below the North Carolina median | per year | — | Source |
| Legal Process (IRS levy, state levy or writ of garnishment) | |||||
Retirement & IRAVerified | |||||
| Individual Retirement Account (IRA) Direct Custodian Transfer Processing Fee | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the North Carolina median | per day | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$36.00
Of 52 others that publish it, 43 lower, 5 the same and 4 higher.
Monthly maintenance
$12.00
Of 55 others that publish it, 48 lower, 1 the same and 6 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$36
Headline fees published
10 of 15
Published fees
27
Under review
0
Assets
$548.3B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$548.3B
Total deposits
$419.2B
Service charge income
$245.0M
Fee income ratio
4.9%
Return on assets
1.16%
Branches
1,931
Service charge income by quarter
Financial profile · Pro
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| $6 above the national median$7 above the North Carolina median |
| per item |
| — |
| Source |
| $1Within the typical range ($1–$2.25 nationally) |
| $0.50 below the national median$0.75 below the North Carolina median |
| per item |
| — |
| Source |
| Replacement Card - Rush Fee | $30Within the typical range ($30–$50 nationally) | $10 below the national median$5 below the North Carolina median | — | — | Source |
| Non-Truist International ATM Fee | $5Within the typical range ($0.94–$5 nationally) | $2.50 above the national median | per transaction | — | Source |
| $5 above the national median$11 above the North Carolina median |
| per item |
| — |
| Source |
| Incoming Wire Transfer Services Incoming Domestic | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the North Carolina median | — | — | Source |
| Outgoing Wire Transfer Services: Outgoing International | $65Above the typical range ($40–$50 nationally) | $15 above the national median$20 above the North Carolina median | per item | — | Source |
| Incoming Wire Transfer Services: Incoming International | $20Within the typical range ($10–$25 nationally) | At the national median$2.50 below the North Carolina median | per item | — | Source |
| $3 above the national median$3 above the North Carolina median |
| per item |
| — |
| Source |
| Stop Payment Fee | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$6 above the North Carolina median | per item | — | Source |
| $12.45 above the national median$12.95 above the North Carolina median |
| — |
| — |
| Source |
| Expedited Bill Pay – Same Day Bill Pay (available for select clients) | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$2.95 above the North Carolina median | — | — | Source |
| $125Above the typical range ($30–$90 nationally) |
| $75 above the national median$55 above the North Carolina median |
| per item |
| — |
| Source |
| Account Verification Fees | $30Above the typical range ($5–$15 nationally) | $20 above the national median$20 above the North Carolina median | — | — | Source |