Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Financial Federal Bank

Memphis, TennesseeBankSt. Louis Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Service Charge$15Above the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Fee$25Within the typical range ($25–$33 nationally)
$5 below the national median$6 below the Tennessee median
Source
Non-sufficient Funds (NSF)$35Above the typical range ($25–$32 nationally)
$5 above the national median$5 above the Tennessee median
Source

Check ServicesVerified

Stop Payment$35Above the typical range ($20–$30 nationally)
$7.50 above the national median$5 above the Tennessee median
Source

Cash & DepositVerified

Returned Deposited Item$10Within the typical range ($8–$25 nationally)
$5 below the national median$5 below the Tennessee median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Service Charge	$15Above the typical range ($4–$10 nationally)	$9 above the national median$7.05 above the Tennessee median	per month	—	Source
Overdraft & NSFVerified
Overdraft Fee	$25Within the typical range ($25–$33 nationally)	$5 below the national median$6 below the Tennessee median	—	—	Source
Non-sufficient Funds (NSF)	$35
Check ServicesVerified
Stop Payment	$35Above the typical range ($20–$30 nationally)	$7.50 above the national median$5 above the Tennessee median	—	—	Source
Cash & DepositVerified
Returned Deposited Item	$10Within the typical range ($8–$25 nationally)	$5 below the national median$5 below the Tennessee median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

5 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$1.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.1B

Total deposits

$879.7M

Service charge income

$5K

Fee income ratio

0.07%

Return on assets

0.98%

Branches

Service charge income by quarter

Q2 2026$5K

Q1 2026$3K

Q4 2025$1K

Q3 2025$2K

Financial profile · Pro

Performance from regulator filings

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