vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$6 above the Idaho median
per month · Source
At the national medianAt the Idaho median
per quarter · Source
$7.50 above the national median$6.25 above the Idaho median
$2.50 above the national median$1.25 above the Idaho median
$5 below the national median$3.50 below the Idaho median
$5 below the national median$3 below the Idaho median
per item · Source
$5 below the national median$3 below the Idaho median
per item · Source
—
At the national medianAt the Idaho median
per item · Source
$5 below the national median$5 below the Idaho median
per item · Source
$3 below the national median$1 below the Idaho median
per item · Source
At the national median$0.25 above the Idaho median
per item · Source
$7.50 below the national median$7.50 below the Idaho median
per item · Source
$1 below the national medianAt the Idaho median
$10 above the national median$16 above the Idaho median
per item · Source
$5 below the national median$1 above the Idaho median
per item · Source
per year · Source
per year · Source
per year · Source
one time · Source
$1.50 below the national median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$6 above the Idaho median | per month | — | Source |
| Inactive/Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Idaho median | per quarter | — | Source |
| Research or Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$6.25 above the Idaho median | — | — | Source |
| Research or Reconciliation | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$1.25 above the Idaho median | — | — | Source |
Overdraft & NSFVerified | |||||
| Paid Non-Sufficient Funds | $25Within the typical range ($25–$33 nationally) | $5 below the national median$3.50 below the Idaho median | — | — | Source |
| Non-Sufficient Funds | $25 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$3 below the Idaho median | per item | — | Source |
| Visa International Service Assessment (ISA) Fee | 1%of the transaction | ||||
Wire TransfersVerified | |||||
| Wire – Outgoing Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Idaho median | per item | — | Source |
| Wire – Outgoing Foreign | $45 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$1 below the Idaho median | per item | — | Source |
| Money Order | $2 | ||||
Cash & DepositVerified | |||||
| Returned Deposit (From members own account) | $25Within the typical range ($8–$25 nationally) | $10 above the national median$16 above the Idaho median | per item | — | Source |
| Returned Deposit Fee | $10 | ||||
Retirement & IRAVerified | |||||
| IRA Annual Fee | $16Within the typical range ($10–$25 nationally) | $1 above the national median | per year | — | Source |
| IRA annual maintenance fee | $9 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift Card Fee | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$25.00
Of 187 others that publish it, 73 lower, 41 the same and 73 higher.
Monthly maintenance
$10.00
Of 144 others that publish it, 114 lower, 16 the same and 14 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
10 of 15
Published fees
21
Under review
0
Assets
$170.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$170.4M
Total deposits
$151.0M
Service charge income (year to date)
$166K
Fee income ratio
4.0%
Return on assets
1.64%
Financial profile · Pro
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| $5 below the national median$3 below the Idaho median |
| per item |
| — |
| Source |
| — |
| — |
| — |
| Source |
| $5 below the national median$5 below the Idaho median |
| per item |
| — |
| Source |
| At the national median$0.25 above the Idaho median |
| per item |
| — |
| Source |
| Stop Payment | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$7.50 below the Idaho median | per item | — | Source |
| Counter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Idaho median | — | — | Source |
| $5 below the national median$1 above the Idaho median |
| per item |
| — |
| Source |
| $6 below the national median |
| per year |
| — |
| Source |
| IRA annual maintenance fee | $10Within the typical range ($10–$25 nationally) | $5 below the national median | per year | — | Source |
| IRA closing fee | $5Below the typical range ($25–$35 nationally) | $20 below the national median | one time | — | Source |
| IRA External Transfer Fee | $25Within the typical range ($25–$35 nationally) | At the national median | — | — | Source |