Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Oregonians Federal Credit Union

Milwaukie, OregonCredit UnionSan Francisco Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Maintenance Fee$5Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

NSF Item Paid$20Below the typical range ($25–$33 nationally)
$10 below the national median$5 below the Oregon median
Source
NSF Item Unpaid$20Below the typical range ($25–$32 nationally)
$10 below the national median$9 below the Oregon median
Source
Overdraft Transfers$10Above the typical range ($2.50–$5 nationally)
$5 above the national median$7.50 above the Oregon median
Source

Check ServicesVerified

Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Oregon median
Source
Temporary Checks$5Above the typical range ($1–$4 nationally)
$3 above the national median$1.50 above the Oregon median
per item · Institution’s schedule

Retirement & IRAVerified

IRA Maintenance Fee$5Below the typical range ($10–$25 nationally)
$10 below the national median
per month · Source
IRA Transfer, Rollover or Closure$50Above the typical range ($25–$35 nationally)
$25 above the national median$23.75 above the Oregon median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Maintenance Fee	$5Within the typical range ($4–$10 nationally)	$1 below the national median$0.25 below the Oregon median	per month	—	Source
Dormant Account	$10Within the typical range ($5–$10 nationally)	$5 above the national medianAt the Oregon median	per month	—	Source
Paper Statements (eStatements are free)	$3Within the typical range ($2–$4.76 nationally)	At the national medianAt the Oregon median	per month	—	Source
Overdraft & NSFVerified
NSF Item Paid	$20Below the typical range ($25–$33 nationally)	$10 below the national median$5 below the Oregon median	—	—	Source
NSF Item Unpaid	$20
ATM & CardVerified
Check Orders Varies ATM Withdrawal	$2Within the typical range ($1–$2.25 nationally)	$0.50 above the national medianAt the Oregon median	—	—	Source
Wire TransfersVerified
Outgoing Wires (Domestic Only)	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Oregon median	—	—	Source
Check ServicesVerified
Stop Payment	$25Within the typical range ($20–$30 nationally)	$2.50 below the national medianAt the Oregon median	—	—	Source
Temporary Checks	$5
Cash & DepositVerified
Returned Item	$15Within the typical range ($8–$25 nationally)	At the national median$10 below the Oregon median	—	—	Source
Account ServicesVerified
Coin Machine (Non-Members) 5% Levy, Garnishment, Attachment & Legal Action	$50Within the typical range ($30–$90 nationally)	At the national medianAt the Oregon median	—	—	Source
Retirement & IRAVerified
IRA Maintenance Fee	$5Below the typical range ($10–$25 nationally)	$10 below the national median	per month	—	Source
IRA Transfer, Rollover or Closure	$50

Against San Francisco Fed district credit unions

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$20.00
Of 187 others that publish it, 48 lower, 17 the same and 122 higher.
Monthly maintenance
$5.00
Of 144 others that publish it, 51 lower, 30 the same and 63 higher.

See every headline fee against its local competitors

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

14 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$339.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$339.2M

Total deposits

$280.0M

Service charge income (year to date)

$291K

Fee income ratio

3.2%

Return on assets

0.74%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,682 published fee entries from 3,608 institutions

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