Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Autotruck Financial Federal Credit Union

Louisville, KentuckyCredit UnionSt. Louis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Early Account Closure Fee (If membership closed within 6 months of opening)$10Within the typical range ($10–$25 nationally)

Bad Address Fee (per statement mailed) Upon notification by USPS of an address error, address change, or notification of$5

$12.50 below the national median$10 below the Kentucky median

per item · Knox extract.rules v27 categorized a line held for review from Rosetta artifact #3633. canonical_hint=account_research; text_hash=220ac7e7fe0f8e82fa0712c1cca3d54405270a378b6416b63012408df6ac6fd0; excerpt="Bad Address Fee (per statement mailed) Upon notification by USPS of an address error, address change, or notification of unable to forward | $ 5.00 ea." · Source

Overdraft & NSFVerified

Courtesy Pay Fee Per paid NSF item initiated by in-person withdrawal, draft, ACH, ATM, or other electronic means$29Within the typical range ($25–$33 nationally)
$1 below the national median$1 below the Kentucky median
per item · Source
NSF Fee Per returned/cancelled draft or ACH item due to non-sufficient funds$29Within the typical range ($25–$32 nationally)
$1 below the national median$1 below the Kentucky median
per item · Source

Wire TransfersVerified

Wire Transfer Fee (Outgoing Domestic)$20Within the typical range ($20–$25 nationally)
$5 below the national medianAt the Kentucky median
per item · Source
Wire Transfer Fee (Incoming)$10Within the typical range ($5–$15 nationally)
At the national medianAt the Kentucky median
per item · Source
Wire Transfer Fee (Outgoing International)$50Within the typical range ($40–$50 nationally)
At the national medianAt the Kentucky median
per item · Source

Check ServicesVerified

Cashier's Check Fee$5Within the typical range ($3–$6 nationally)
At the national medianAt the Kentucky median
per item · Source
Stop Payment Fee (per request to cancel drafts or ACH items)$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$13.48 below the Kentucky median
per item · Source
Share Draft Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Kentucky median
per item · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3633. canonical_hint=check_image; text_hash=220ac7e7fe0f8e82fa0712c1cca3d54405270a378b6416b63012408df6ac6fd0; excerpt="Share Draft Copy Fee | $ 2.00 ea." · Source

Cash & DepositVerified

Returned Check Fee For personal checks drawn on another Financial Institution Any other returned deposit$29Above the typical range ($8–$25 nationally)
$14 above the national median$19 above the Kentucky median
per item · Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3633. canonical_hint=deposited_item_return; text_hash=220ac7e7fe0f8e82fa0712c1cca3d54405270a378b6416b63012408df6ac6fd0; excerpt="Returned Check Fee For personal checks drawn on another Financial Institution Any other returned deposit | $ 29.00 ea. $ 10.00 ea." · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Early Account Closure Fee (If membership closed within 6 months of opening)	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$13.75 below the Kentucky median	—	—	Source
Bad Address Fee (per statement mailed) Upon notification by USPS of an address error, address change, or notification of	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$10 below the Kentucky median	per item	Knox extract.rules v27 categorized a line held for review from Rosetta artifact #3633. canonical_hint=account_research; text_hash=220ac7e7fe0f8e82fa0712c1cca3d54405270a378b6416b63012408df6ac6fd0; excerpt="Bad Address Fee (per statement mailed) Upon notification by USPS of an address error, address change, or notification of unable to forward \| $ 5.00 ea."	Source
Overdraft & NSFVerified
Courtesy Pay Fee Per paid NSF item initiated by in-person withdrawal, draft, ACH, ATM, or other electronic means	$29Within the typical range ($25–$33 nationally)	$1 below the national median$1 below the Kentucky median	per item	—	Source
NSF Fee Per returned/cancelled draft or ACH item due to non-sufficient funds	$29
Wire TransfersVerified
Wire Transfer Fee (Outgoing Domestic)	$20Within the typical range ($20–$25 nationally)	$5 below the national medianAt the Kentucky median	per item	—	Source
Wire Transfer Fee (Incoming)	$10
Check ServicesVerified
Cashier's Check Fee	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Kentucky median	per item	—	Source
Stop Payment Fee (per request to cancel drafts or ACH items)	$15
Cash & DepositVerified
Returned Check Fee For personal checks drawn on another Financial Institution Any other returned deposit	$29Above the typical range ($8–$25 nationally)	$14 above the national median$19 above the Kentucky median	per item	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3633. canonical_hint=deposited_item_return; text_hash=220ac7e7fe0f8e82fa0712c1cca3d54405270a378b6416b63012408df6ac6fd0; excerpt="Returned Check Fee For personal checks drawn on another Financial Institution Any other returned deposit \| $ 29.00 ea. $ 10.00 ea."	Source
Account ServicesVerified
Garnishment/Levy Fee	$75Within the typical range ($30–$87.50 nationally)	$25 above the national medianAt the Kentucky median	per item	—	Source
Other FeesVerified
Records Copy Fee (statements, histories, etc.)	$1Below the typical range ($2–$5 nationally)	$2 below the national median$1.56 below the Kentucky median	per item	Knox extract.rules v20 categorized a line held for review from Rosetta artifact #3633. canonical_hint=document_reproduction; text_hash=220ac7e7fe0f8e82fa0712c1cca3d54405270a378b6416b63012408df6ac6fd0; excerpt="Records Copy Fee (statements, histories, etc.) \| $ 1.00 ea."	Source

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$220.4M

Total deposits

$189.6M

Service charge income (year to date)

$1.0M

Fee income ratio

15.6%

Return on assets

0.59%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,408 published fee entries from 3,595 institutions

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Autotruck Financial Federal Credit Union

Published fees

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How the headline fees compare

Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings