Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Empeople Federal Credit Union

Moline, IllinoisCredit UnionChicago Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

INACTIVE/DORMANT ACCOUNTS$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

COURTESY PAY$29Within the typical range ($25–$33 nationally)
$1 below the national median$1 below the Illinois median
per item · Source
NON-SUFFICIENT FUNDS (NSF )$29Within the typical range ($25–$32 nationally)
$1 below the national median$1 below the Illinois median
per item · Source
RETURNED CHECK/ACH$12.50Below the typical range ($25–$32 nationally)
$17.50 below the national median$17.50 below the Illinois median
Source
OVERDRAFT PROTECTION (TRANSFER FEE )$4Within the typical range ($2.50–$5 nationally)
$1 below the national median$1 below the Illinois median
per item · Source

Wire TransfersVerified

WIRE TRANSFER: DOMESTIC$25Within the typical range ($20–$25 nationally)
At the national medianAt the Illinois median
Source
WIRE TRANSFER: FOREIGN$50Within the typical range ($40–$50 nationally)
At the national medianAt the Illinois median
Source

Check ServicesVerified

CORPORATE CHECK (CORP CHECK )$10Above the typical range ($3–$6 nationally)
$5 above the national median$5 above the Illinois median
per item · Source
STOP PAYMENT$29Within the typical range ($20–$30 nationally)
$1.50 above the national median$0.50 below the Illinois median
Source

Account ServicesVerified

10x10 (XL)$55Within the typical range ($30–$70 nationally)
$10 above the national median$10 above the Illinois median
per year · Source
3x10 or 5x5 (Medium)$25Below the typical range ($30–$70 nationally)
$20 below the national median$20 below the Illinois median
per year · Source
5x10 (Large)$30Within the typical range ($30–$70 nationally)
$15 below the national median$15 below the Illinois median
per year · Source
SAFE DEPOSIT BOXES – Select TSB Financial locations only Safe Deposit Boxes not insured by the NCUA: 3x5 (Small)$20Below the typical range ($30–$70 nationally)
$25 below the national median$25 below the Illinois median
per year · Source

Other FeesVerified

STATEMENT COPIES$0.50Below the typical range ($2–$5 nationally)
$2.50 below the national median$1.50 below the Illinois median
per item · Source
SKIP-A-PAYMENT on Loan$25Within the typical range ($25–$100 nationally)
$12.50 below the national median$10 below the Illinois median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
INACTIVE/DORMANT ACCOUNTS	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Illinois median	per month	—	Source
RESEARCH/RECONCILIATION	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$5 above the Illinois median	—	—	Source
Overdraft & NSFVerified
COURTESY PAY	$29Within the typical range ($25–$33 nationally)	$1 below the national median$1 below the Illinois median	per item	—	Source
NON-SUFFICIENT FUNDS (NSF )	$29
Wire TransfersVerified
WIRE TRANSFER: DOMESTIC	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Illinois median	—	—	Source
WIRE TRANSFER: FOREIGN	$50
Check ServicesVerified
CORPORATE CHECK (CORP CHECK )	$10Above the typical range ($3–$6 nationally)	$5 above the national median$5 above the Illinois median	per item	—	Source
STOP PAYMENT	$29
Digital & ElectronicVerified
Bill Pay- FREE	$10Above the typical range ($0–$9.95 nationally)	$7.50 above the national median$5.03 above the Illinois median	—	—	Source
Cash & DepositVerified
Cash Advance Fee: N/A	$25Above the typical range ($2–$10 nationally)	$20 above the national median$5 above the Illinois median	—	—	Source
Account ServicesVerified
10x10 (XL)	$55Within the typical range ($30–$70 nationally)	$10 above the national median$10 above the Illinois median	per year	—	Source
3x10 or 5x5 (Medium)	$25
Other FeesVerified
STATEMENT COPIES	$0.50Below the typical range ($2–$5 nationally)	$2.50 below the national median$1.50 below the Illinois median	per item	—	Source
SKIP-A-PAYMENT on Loan	$25

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

18 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$2.3B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.3B

Total deposits

$2.0B

Service charge income (year to date)

$4.3M

Fee income ratio

5.3%

Return on assets

0.74%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,608 published fee entries from 3,603 institutions

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