vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the California median
$2 below the national median$0.50 below the California median
per month · Source
$2 below the national median$0.50 below the California median
$12.50 above the national median$10 above the California median
$12.50 below the national median$15 below the California median
$17.50 below the national median$20 below the California median
$2 above the national median$2.50 above the California median
$16 below the national median$11 below the California median
per item · Source
$16 below the national median$9 below the California median
per item · Source
$16 below the national median$9 below the California median
$0.50 above the national medianAt the California median
per transaction · Source
$1.50 above the national median$1 above the California median
per transaction · Source
$10 below the national median$10 below the California median
$15 below the national median$17.50 below the California median
$5 below the national median$5 below the California median
per transaction · Source
$10 below the national median$10 below the California median
per transaction · Source
At the national medianAt the California median
per item · Source
$2.50 above the national median$7.50 above the California median
per item · Source
$7 above the national median$7 above the California median
$12.50 above the national medianAt the California median
$75 above the national median$80 above the California median
per item · Source
$75 above the national median$80 above the California median
$20 below the national median$20 below the California median
At the national medianAt the California median
per item · Source
$145 above the national median$140.50 above the California median
$15 above the national median$15 above the California median
per year · Source
$15 above the national median$15 above the California median
$7 above the national median$5.75 above the California median
per item · Source
$12.50 above the national median$25 below the California median
per year · Source
$757.50 above the national median$720 above the California median
$12.50 above the national median$25 below the California median
$712.50 above the national median$675 above the California median
$62.50 above the national median$25 above the California median
$462.50 above the national median$425 above the California median
$712.50 above the national median$675 above the California median
$2.50 below the national median$40 below the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Holiday Savings Club early withdrawal: Fees & Charges | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the California median | — | — | Source |
| Inactive account (monthly) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$0.50 below the California median | per month | — | Source |
| Inactive account (monthly): Fees & Charges | $3Below the typical range ($5–$10 nationally) | $2 below the national median$0.50 below the California median | — | — | Source |
| Account research/reconciliation (per hour) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the California median | — | — | Source |
| Bad Address Return Mail: Fees & Charges | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the California median | — | — | Source |
| Special handling, per item (late deposits/excessive transfers): Fees & Charges | $0Below the typical range ($12–$25 nationally) | $17.50 below the national median$20 below the California median | — | — | Source |
| Paper Statement | $5Above the typical range ($2–$4.68 nationally) | $2 above the national median$2.50 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (each) | $14Below the typical range ($25–$33 nationally) | $16 below the national median$11 below the California median | per item | — | Source |
| Insufficient Funds (NSF) (each) | $14 | ||||
ATM & CardVerified | |||||
| ATM withdrawals on non-CU ATMs | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the California median | per transaction | — | Source |
| Non-WPCCU or Non-CO-OP Debit Card ATM withdrawal | $3 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Domestic (Outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the California median | per transaction | — | Source |
| Wire Transfer (Incoming) | $0 | ||||
Check ServicesVerified | |||||
| Cashier's Checks payable to Third Party | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | per item | — | Source |
| Stop Payment Request (check or ACH) | $30 | ||||
Account ServicesVerified | |||||
| Notary | $15Above the typical range ($0–$5 nationally) | $12.50 above the national medianAt the California median | — | — | Source |
| Levy, Subpoena Processing (each) | $125 | ||||
Lending FeesVerified | |||||
| Solar Loan UCC Filing: Fees & Charges | $175Above the typical range ($20–$75 nationally) | $145 above the national median$140.50 above the California median | — | — | Source |
| Real estate short sale appraisal | $500 | ||||
Retirement & IRAVerified | |||||
| IRA Annual Maintenance | $30Above the typical range ($10–$25 nationally) | $15 above the national median$15 above the California median | per year | — | Source |
| IRA Annual Maintenance: Fees & Charges | $30 | ||||
Other FeesVerified | |||||
| Copy Requests (checks, statements, deposited items) | $10Above the typical range ($2–$5 nationally) | $7 above the national median$5.75 above the California median | per item | — | Source |
| Home Equity Line of Credit annual fee | $50 | ||||
Overdraft
$14.00
Of 79 others that publish it, 6 lower, 25 the same and 48 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$14
Headline fees published
9 of 15
Published fees
37
Under review
0
Assets
$1.0B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.0B
Total deposits
$826.2M
Service charge income (year to date)
$905K
Fee income ratio
3.2%
Return on assets
1.31%
Financial profile · Pro
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| $16 below the national median$9 below the California median |
| per item |
| — |
| Source |
| Insufficient Funds (NSF) (each): Fees & Charges | $14Below the typical range ($25–$32 nationally) | $16 below the national median$9 below the California median | — | — | Source |
| $1.50 above the national median$1 above the California median |
| per transaction |
| — |
| Source |
| Debit Card Replacement | $0Below the typical range ($5–$10 nationally) | $10 below the national median$10 below the California median | — | — | Source |
| Rush Delivery Charges (cards or documents requested for expedited delivery) | $25Below the typical range ($30–$50 nationally) | $15 below the national median$17.50 below the California median | — | — | Source |
| $10 below the national median$10 below the California median |
| per transaction |
| — |
| Source |
| $2.50 above the national median$7.50 above the California median |
| per item |
| — |
| Source |
| Copy Requests (checks, statements, deposited items): Fees & Charges | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the California median | — | — | Source |
| $75 above the national median$80 above the California median |
| per item |
| — |
| Source |
| Levy, Subpoena Processing (each): Fees & Charges | $125Above the typical range ($30–$90 nationally) | $75 above the national median$80 above the California median | — | — | Source |
| Legal Processing (per hour, except if prohibited by Law) | $30Within the typical range ($30–$100 nationally) | $20 below the national median$20 below the California median | — | — | Source |
| Deposit Verification | $10Within the typical range ($5–$15 nationally) | At the national medianAt the California median | per item | — | Source |
| $175 above the national median |
| — |
| — |
| Source |
| $15 above the national median$15 above the California median |
| — |
| — |
| Source |
| $12.50 above the national median$25 below the California median |
| per year |
| — |
| Source |
| Real Estate Administration fee | $795Above the typical range ($25–$100 nationally) | $757.50 above the national median$720 above the California median | — | — | Source |
| Real estate demand/forwarding | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$25 below the California median | — | — | Source |
| Real estate loan rate modification | $750Above the typical range ($25–$100 nationally) | $712.50 above the national median$675 above the California median | — | — | Source |
| Real estate reconveyance | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$25 above the California median | — | — | Source |
| Real estate short sale processing | $500Above the typical range ($25–$100 nationally) | $462.50 above the national median$425 above the California median | — | — | Source |
| Real estate subordination | $750Above the typical range ($25–$100 nationally) | $712.50 above the national median$675 above the California median | — | — | Source |
| Skip-a-Pay / Loan Extension: Fees & Charges | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$40 below the California median | — | — | Source |