vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Idaho median
per month · Source
$10.50 below the national median$11.75 below the Idaho median
per item · Source
At the national median$1.50 above the Idaho median
per item · Source
At the national median$2 above the Idaho median
per item · Source
At the national median$2 above the Idaho median
per item · Source
per item · Institution’s schedule
$5 below the national median$5 below the Idaho median
per item · Source
At the national median$1.25 below the Idaho median
per item · Source
$10 below the national median$10 below the Idaho median
per item · Source
$2 below the national medianAt the Idaho median
per item · Source
$7.50 above the national median$7.50 above the Idaho median
per item · Source
$2.50 above the national median$2.50 above the Idaho median
per item · Source
At the national median$5 below the Idaho median
per item · Source
$1 below the national medianAt the Idaho median
per item · Source
per item · Source
$32.50 above the national median$25 above the Idaho median
per item · Source
$35 below the national median$10 below the Idaho median
At the national median$1 above the Idaho median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Varies Dormancy (Charged after 12 months of inactivity on balances less than ) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Idaho median | per month | — | Source |
| Returned Mail / Bad Address | $7Below the typical range ($12–$25 nationally) | $10.50 below the national median$11.75 below the Idaho median | per item | — | Source |
| Paper Statement Fee | $2Within the typical range ($2–$4.95 nationally) | $1 below the national median | — | — | Source |
Overdraft & NSFVerified | |||||
| Line of Defense – Courtesy Pay Fee (all debit types)2 . | $30Within the typical range ($25–$33 nationally) | At the national median$1.50 above the Idaho median | per item | — | Source |
| Non-Sufficient Funds (NSF) / Return Fee (all debit types) | $30 | ||||
ATM & CardVerified | |||||
| Replacement Card (one free/calendar year/cardholder) | $10Within the typical range ($5–$10 nationally) | At the national median$2 above the Idaho median | per item | — | Source |
| Rush Card | $50 | ||||
Wire TransfersVerified | |||||
| Wire Transfer – Outgoing – Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Idaho median | per item | — | Source |
| Wire Transfer – All Incoming | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $3Within the typical range ($3–$6 nationally) | $2 below the national medianAt the Idaho median | per item | — | Source |
| Stop Payment Fee (Bill Pay) | $35 | ||||
Digital & ElectronicVerified | |||||
| each account ACH Return | $30Within the typical range ($15–$30 nationally) | $5 above the national median | per item | — | Source |
| Payment Fee (Bill Pay) | $35 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box Key Replacement | $10Below the typical range ($30–$70 nationally) | $35 below the national median$10 below the Idaho median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Idaho median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 187 others that publish it, 142 lower, 30 the same and 15 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
19
Under review
0
Assets
$821.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$821.6M
Total deposits
$694.2M
Service charge income (year to date)
$3.2M
Fee income ratio
11.4%
Return on assets
0.52%
Financial profile · Pro
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| At the national median$2 above the Idaho median |
| per item |
| — |
| Source |
| $10 above the national median |
| per item |
| — |
| Institution’s schedule |
| At the national median$1.25 below the Idaho median |
| per item |
| — |
| Source |
| Wire Transfer – Outgoing – International | $40Within the typical range ($40–$50 nationally) | $10 below the national median$10 below the Idaho median | per item | — | Source |
| $7.50 above the national median$7.50 above the Idaho median |
| per item |
| — |
| Source |
| Stop Payment Fee (single or per series) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$2.50 above the Idaho median | per item | — | Source |
| Non-member Check Cashing | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Idaho median | per item | — | Source |
| Check Copy Fee | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Idaho median | per item | — | Source |
| $32.50 above the national median$25 above the Idaho median |
| per item |
| — |
| Source |