vs. U.S. typical range:LowerTypicalHigher
$1.50 above the national median$0.50 above the Texas median
per month · Source
$7.50 above the national median$9.50 above the Texas median
$5 above the national median$5 above the Texas median
$5 above the national median$7.50 above the Texas median
At the national medianAt the Texas median
$7.50 above the national median$5.50 above the Texas median
per item · Source
$7.50 above the national median$5.50 above the Texas median
$15 above the national median$10 above the Texas median
$2 above the national median$2 above the Texas median
$2.50 below the national median$10 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| NCE Monthly Service Fee | $7.50Within the typical range ($4–$10 nationally) | $1.50 above the national median$0.50 above the Texas median | per month | — | Source |
| Account Research Fee per hour | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$9.50 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds Fee | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
ATM & CardVerified | |||||
| Replace Debit Card Fee | $15Above the typical range ($5–$10 nationally) | $5 above the national median$7.50 above the Texas median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Checks Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Stop payment fee (per item) | $35 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $35Above the typical range ($10–$25 nationally) | $15 above the national median$10 above the Texas median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
| Loan Processing Fee | $35 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
5 of 15
Published fees
10
Under review
0
Assets
$5.9M
Work at Nce Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$5.9M
Total deposits
$4.7M
Service charge income (year to date)
$29K
Fee income ratio
15.0%
Return on assets
0.14%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $7.50 above the national median$5.50 above the Texas median |
| per item |
| — |
| Source |
| Stop payment fee for Credit Union Check | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5.50 above the Texas median | — | — | Source |
| $2.50 below the national median$10 above the Texas median |
| — |
| — |
| Source |