Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Txdot Federal Credit Union

Abilene, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Service Fee$1Below the typical range ($4.45–$10 nationally)

Monthly service fee on account with less than average daily balance$5

$1 below the national median$1.75 below the Texas median

per month · Source

Overdraft & NSFVerified

NSF or Return Fee$30Within the typical range ($25–$32 nationally)
At the national medianAt the Texas median
Source

ATM & CardVerified

ATM Withdrawal Fee$1.50Within the typical range ($1–$2.25 nationally)
At the national medianAt the Texas median
Source
Balance Inquiry Fee$0.50Below the typical range ($1–$2.25 nationally)
$1 below the national median$1 below the Texas median
Source
Replacement Card Fee$3Below the typical range ($5–$10 nationally)
$7 below the national median$4.50 below the Texas median
Source

Check ServicesVerified

Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$0.50 above the Texas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Service Fee	$1Below the typical range ($4.45–$10 nationally)	$5 below the national median$5.75 below the Texas median	per month	—	Source
Monthly service fee on account with less than average daily balance	$5Within the typical range ($4.45–$10 nationally)	$1 below the national median$1.75 below the Texas median	per month	—	Source
Overdraft & NSFVerified
NSF or Return Fee	$30Within the typical range ($25–$32 nationally)	At the national medianAt the Texas median	—	—	Source
ATM & CardVerified
ATM Withdrawal Fee	$1.50Within the typical range ($1–$2.25 nationally)	At the national medianAt the Texas median	—	—	Source
Balance Inquiry Fee	$0.50
Check ServicesVerified
Stop Payment Fee	$30Within the typical range ($20–$30 nationally)	$2.50 above the national median$0.50 above the Texas median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

7 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$18.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$18.2M

Total deposits

$15.0M

Service charge income (year to date)

$11K

Fee income ratio

2.2%

Return on assets

0.96%

Financial profile · Pro

Performance from regulator filings

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