vs. U.S. typical range:LowerTypicalHigher
$19 above the national median$15 above the Rhode Island median
per month · Source
$4 above the national medianAt the Rhode Island median
per month · Source
$7.50 above the national median$2.50 above the Rhode Island median
$5 above the national median$4 above the Rhode Island median
per item · Source
$1 above the national median$0.50 above the Rhode Island median
per item · Source
$2.50 below the national median$2.50 below the Rhode Island median
per month · Source
—
per item · Source
$5 below the national median$5 below the Rhode Island median
$2 below the national median$3.13 below the Rhode Island median
$27.50 below the national median$25 below the Rhode Island median
At the national median$1 below the Rhode Island median
$5 above the national median$7.50 below the Rhode Island median
—
$25 above the national median$12.50 below the Rhode Island median
$50 above the national median$12.50 above the Rhode Island median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service charge | $25Above the typical range ($4–$10 nationally) | $19 above the national median$15 above the Rhode Island median | per month | — | Source |
| Monthly service charge (Direct Plus) | $10Within the typical range ($4–$10 nationally) | $4 above the national medianAt the Rhode Island median | per month | — | Source |
| Account Balancing Assistance | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$2.50 above the Rhode Island median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege Standard or Extended Coverage | $35Above the typical range ($25–$33 nationally) | $5 above the national median$4 above the Rhode Island median | per item | — | Source |
ATM & CardVerified | |||||
| Special Services: Outgoing: ATM Transaction (Foreign ATM) | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$0.50 above the Rhode Island median | per item | — | Source |
| Card Replacement | $7.50 | ||||
Wire TransfersVerified | |||||
| Free incoming domestic wires | $0Below the typical range ($5–$15 nationally) | $10 below the national median | — | — | Source |
Check ServicesVerified | |||||
| Free cashier checks (Advantage Checking) | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the Rhode Island median | — | — | Source |
| Free money orders (Advantage Checking) | $0 | ||||
Cash & DepositVerified | |||||
| Coin Sorting | 3% | — | — | — | Source |
| Free coin sorting at in-branch machines | $0Within the typical range ($0–$3 nationally) | At the national median | — | ||
Account ServicesVerified | |||||
| Levy Processing | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$12.50 below the Rhode Island median | — | — | Source |
| Levy/Garnishment Processing | $100 | ||||
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Headline fees published
8 of 15
Published fees
15
Under review
0
Assets
$3.5B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$3.5B
Total deposits
$2.7B
Service charge income (year to date)
$3.3M
Fee income ratio
3.8%
Return on assets
0.73%
Financial profile · Pro
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| $2.50 below the national median$2.50 below the Rhode Island median |
| per month |
| — |
| Source |
| Currency Conversion | 1% | — | per item | — | Source |
| $2 below the national median$3.13 below the Rhode Island median |
| — |
| — |
| Source |
| Free Stop Payment on checks | $0Below the typical range ($20–$30 nationally) | $27.50 below the national median$25 below the Rhode Island median | — | — | Source |
| Temporary Checks | $2Within the typical range ($1–$4 nationally) | At the national median$1 below the Rhode Island median | — | — | Source |
| Collection Item – Domestic: Incoming | $25Within the typical range ($10–$25 nationally) | $5 above the national median$7.50 below the Rhode Island median | — | — | Source |
| — |
| Source |
| $50 above the national median$12.50 above the Rhode Island median |
| — |
| — |
| Source |