Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Northeast Community Federal Credit Union

Elizabethton, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Paper Statements$0Below the typical range ($2–$4.68 nationally)

Overdraft & NSFVerified

Courtesy Pay Overdraft Privilege$0Below the typical range ($25–$33 nationally)
$30 below the national median$31 below the Tennessee median
Source
Courtesy Pay Overdraft Privilege (Loyal Home Rewards members)$27Within the typical range ($25–$33 nationally)
$3 below the national median$4 below the Tennessee median
per item · Source
Fees for Courtesy Pay are$30Within the typical range ($25–$33 nationally)
At the national median$1 below the Tennessee median
per item · Source
FREE Overdraft Transfer Protection$0Below the typical range ($2.50–$5 nationally)
$5 below the national median$5 below the Tennessee median
Source

Check ServicesVerified

Check Reordering (60 duplicates)$17.35Above the typical range ($0–$15 nationally)
$16.35 above the national median
one time · Source

Digital & ElectronicVerified

BillPay services$0Within the typical range ($0–$9.95 nationally)
$2.50 below the national median$0.38 below the Tennessee median
Source
Mobile Deposit$0Within the typical range ($0–$0 nationally)
At the national medianAt the Tennessee median
Source

Account ServicesVerified

Notary Public Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national medianAt the Tennessee median
Source

Other FeesVerified

Fax Services$0Below the typical range ($2–$5 nationally)
$3 below the national median$3 below the Tennessee median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Paper Statements	$0Below the typical range ($2–$4.68 nationally)	$3 below the national median$3 below the Tennessee median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Overdraft Privilege	$0Below the typical range ($25–$33 nationally)	$30 below the national median$31 below the Tennessee median	—	—	Source
Courtesy Pay Overdraft Privilege (Loyal Home Rewards members)	$27
Check ServicesVerified
Check Reordering (60 duplicates)	$17.35Above the typical range ($0–$15 nationally)	$16.35 above the national median	one time	—	Source
Digital & ElectronicVerified
BillPay services	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national median$0.38 below the Tennessee median	—	—	Source
Mobile Deposit	$0
Account ServicesVerified
Notary Public Service	$0Within the typical range ($0–$5 nationally)	$2.50 below the national medianAt the Tennessee median	—	—	Source
Other FeesVerified
Fax Services	$0Below the typical range ($2–$5 nationally)	$3 below the national median$3 below the Tennessee median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$27

Overdraft fee: $27

10% below the national median overdraft fee

10 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$194.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$194.2M

Total deposits

$164.5M

Service charge income (year to date)

$1.1M

Fee income ratio

20.2%

Return on assets

1.13%

Financial profile · Pro

Performance from regulator filings

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