vs. U.S. typical range:LowerTypicalHigher
At the national median$5 below the Virginia median
per month · Source
$12.50 below the national median$10 below the Virginia median
per item · Source
At the national median$0.50 below the Virginia median
$5 above the national median$5 above the Virginia median
per item · Source
$5 above the national median$5 above the Virginia median
per item · Source
$5 below the national median$2.50 below the Virginia median
per item · Source
—
per transaction · Source
$5 below the national median$3.75 below the Virginia median
per item · Source
$25 above the national median$26.25 above the Virginia median
per item · Source
$10 below the national median$5 below the Virginia median
$15 above the national median$20 above the Virginia median
per item · Source
At the national median$2.50 above the Virginia median
per item · Source
At the national medianAt the Virginia median
per item · Source
$7.50 above the national median$5 above the Virginia median
per item · Source
At the national medianAt the Virginia median
per item · Source
—
$155 above the national median$148.75 above the Virginia median
per item · Source
$20 below the national median$26.25 below the Virginia median
per item · Source
$55 above the national median$48.75 above the Virginia median
$10 below the national median$16.25 below the Virginia median
per year · Source
$25 below the national median$31.25 below the Virginia median
per year · Source
$5 above the national median$1.25 below the Virginia median
per year · Source
$15 below the national median$21.25 below the Virginia median
per year · Source
$25 above the national median$18.75 above the Virginia median
per year · Source
$25 above the national medianAt the Virginia median
per item · Source
$0.50 above the national median$0.05 above the Virginia median
per item · Source
$112.50 above the national median$120 above the Virginia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Account | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Virginia median | per month | — | Source |
| Returned Mail (bad address) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Virginia median | per item | — | Source |
| Paper Statement (ages 17 & under and 70+ are exempt) | $3Within the typical range ($2–$4.68 nationally) | At the national median$0.50 below the Virginia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Virginia median | per item | — | Source |
| Non-Sufficient Funds (NSF) | $35 | ||||
ATM & CardVerified | |||||
| Expedited Debit/Credit Card Order | $35Within the typical range ($30–$50 nationally) | $5 below the national median$2.50 below the Virginia median | per item | — | Source |
| Debit/Credit Card International Transaction | 2%of the transaction | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer Fees: Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national median$3.75 below the Virginia median | per item | — | Source |
| Domestic Wire Transfer Fees: Outgoing | $50 | ||||
Check ServicesVerified | |||||
| Official Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Virginia median | per item | — | Source |
| ACH/Check Stop Payment | $35 | ||||
Cash & DepositVerified | |||||
| Coin Machine | 5% | — | — | — | Source |
Account ServicesVerified | |||||
| Drill Fee | $200Above the typical range ($30–$70 nationally) | $155 above the national median$148.75 above the Virginia median | per item | — | Source |
| Replacement Key | $25 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift Card | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$0.05 above the Virginia median | per item | — | Source |
Other FeesVerified | |||||
| Subordination | $150Above the typical range ($25–$100 nationally) | $112.50 above the national median$120 above the Virginia median | — | — | Source |
Overdraft
$35.00
Of 30 others that publish it, 23 lower, 7 the same and 0 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
25
Under review
0
Assets
$503.4M
Work at Valleystar Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$503.4M
Total deposits
$406.1M
Service charge income (year to date)
$1.6M
Fee income ratio
10.4%
Return on assets
-1.05%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 above the national median$5 above the Virginia median |
| per item |
| — |
| Source |
| — |
| per transaction |
| — |
| Source |
| $25 above the national median$26.25 above the Virginia median |
| per item |
| — |
| Source |
| Domestic Wire Transfer Fees: Incoming | $0Below the typical range ($5–$15 nationally) | $10 below the national median$5 below the Virginia median | — | — | Source |
| Domestic Wire Transfer Fees: Incoming | $25Above the typical range ($5–$15 nationally) | $15 above the national median$20 above the Virginia median | per item | — | Source |
| International Wire Transfer Service Fees (remittance transfer): Outgoing | $50Within the typical range ($40–$50 nationally) | At the national median$2.50 above the Virginia median | per item | — | Source |
| $7.50 above the national median$5 above the Virginia median |
| per item |
| — |
| Source |
| Check Cashing | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Virginia median | per item | — | Source |
| $20 below the national median$26.25 below the Virginia median |
| per item |
| — |
| Source |
| Safe Deposit Box 10x10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$48.75 above the Virginia median | — | — | Source |
| Safe Deposit Box 3x10 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$16.25 below the Virginia median | per year | — | Source |
| Safe Deposit Box 3x5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$31.25 below the Virginia median | per year | — | Source |
| Safe Deposit Box 5x10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$1.25 below the Virginia median | per year | — | Source |
| Safe Deposit Box 5x5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$21.25 below the Virginia median | per year | — | Source |
| Safe Deposit Box 7x10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$18.75 above the Virginia median | per year | — | Source |
| Legal Processing Fee (garnishment, levy, and lien) | $75Within the typical range ($30–$90 nationally) | $25 above the national medianAt the Virginia median | per item | — | Source |