Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Municipal Empl.Credit Union of Balt

Baltimore, MarylandCredit UnionRichmond Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($12–$25 nationally)

ATM & CardVerified

ATM Transaction fee for all others not listed above$3Above the typical range ($1–$2.25 nationally)
$1.50 above the national median$2 above the Maryland median
Source
Lost ATM or Visa Debit Card$10Within the typical range ($5–$10 nationally)
At the national medianAt the Maryland median
per item · Source

Check ServicesVerified

Official Check$4Within the typical range ($3–$6 nationally)
$1 below the national median$1 below the Maryland median
per item · Source
Money Order$3Within the typical range ($1.50–$3 nationally)
$1 above the national median$0.75 above the Maryland median
per item · Source
Stop Payment$28Within the typical range ($20–$30 nationally)
$0.50 above the national median$0.50 above the Maryland median
per item · Source
Copy of Check$3Within the typical range ($2–$5 nationally)
At the national median$2 below the Maryland median
per item · Source

Digital & ElectronicVerified

NSF / ACH Returned Items / Uncollected Funds$30Within the typical range ($15–$30 nationally)
$5 above the national medianAt the Maryland median
per item · Source
Online Bill Pay$0Within the typical range ($0–$9.95 nationally)
$2.50 below the national median$5 below the Maryland median
Source

Account ServicesVerified

Garnishments / Tax Levies / Attachments / Liens$125Above the typical range ($30–$90 nationally)
$75 above the national median$25 above the Maryland median
Source
Account Verification$25Above the typical range ($5–$15 nationally)
$15 above the national median$15 above the Maryland median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$7.50 above the Maryland median	—	—	Source
Mailed Paper Statement	$3Within the typical range ($2–$4.76 nationally)	At the national median$0.50 above the Maryland median	—	—	Source
Overdraft & NSFVerified
Overdraft / ATM Overdrawn Account	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Maryland median	per item	—	Source
ATM & CardVerified
ATM Transaction fee for all others not listed above	$3Above the typical range ($1–$2.25 nationally)	$1.50 above the national median$2 above the Maryland median	—	—	Source
Lost ATM or Visa Debit Card	$10
Check ServicesVerified
Official Check	$4Within the typical range ($3–$6 nationally)	$1 below the national median$1 below the Maryland median	per item	—	Source
Money Order	$3
Digital & ElectronicVerified
NSF / ACH Returned Items / Uncollected Funds	$30Within the typical range ($15–$30 nationally)	$5 above the national medianAt the Maryland median	per item	—	Source
Online Bill Pay	$0
Account ServicesVerified
Garnishments / Tax Levies / Attachments / Liens	$125Above the typical range ($30–$90 nationally)	$75 above the national median$25 above the Maryland median	—	—	Source
Account Verification	$25
Other FeesVerified
Copy of Statement / History	$5Within the typical range ($2–$5 nationally)	$2 above the national medianAt the Maryland median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

14 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$1.3B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.3B

Total deposits

$1.1B

Service charge income (year to date)

$4.4M

Fee income ratio

11.2%

Return on assets

0.28%

Financial profile · Pro

Performance from regulator filings

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