vs. U.S. typical range:LowerTypicalHigher
$25 below the national median$25 below the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
$25 below the national median$25 below the Massachusetts median
At the national medianAt the Massachusetts median
$7.50 below the national median$6.25 below the Massachusetts median
$1 below the national median$3 below the Massachusetts median
per item · Source
$15 above the national median$22.86 above the Massachusetts median
$6.59 below the national median$1.27 above the Massachusetts median
$25 below the national median$25 below the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Overdraft & NSFVerified | |||||
| 18/65 OVERDRAFT FEE (per item – Including re-deposited items) | $5Below the typical range ($25–$33 nationally) | $25 below the national median$25 below the Massachusetts median | per item | — | Source |
| OVERDRAFT FEE (per item – Including re-deposited items) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| 18/65 NONSUFFICIENT FUNDS (DRAFT NON-SUFF FUN) | $5Below the typical range ($25–$32 nationally) | $25 below the national median$25 below the Massachusetts median | — | — | Source |
| NONSUFFICIENT FUNDS (DRAFT NON-SUFF FUN) | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Check ServicesVerified | |||||
| STOP PAYMENTS (all items) | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$6.25 below the Massachusetts median | — | — | Source |
| COPY OF SHARE DRAFT (per draft/check) | $2 | ||||
Cash & DepositVerified | |||||
| DEPOSIT ITEM RETURNED UNPAID (Drawn on own acct) | $30Above the typical range ($8–$25 nationally) | $15 above the national median$22.86 above the Massachusetts median | — | — | Source |
| DEPOSIT ITEM RETURNED UNPAID (Not your item) | $8.41 | ||||
Account ServicesVerified | |||||
| GARNISHMENT FEE | $25Below the typical range ($30–$87.50 nationally) | $25 below the national median$25 below the Massachusetts median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$5
Headline fees published
4 of 15
Published fees
9
Under review
0
Assets
$23.6M
Work at Billerica Municipal Employees Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$23.6M
Total deposits
$19.2M
Service charge income (year to date)
$2K
Fee income ratio
0.47%
Return on assets
0.89%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $1 below the national median$3 below the Massachusetts median |
| per item |
| — |
| Source |
| $6.59 below the national median$1.27 above the Massachusetts median |
| — |
| — |
| Source |