Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Blue Flame Federal Credit Union

Mobile, AlabamaCredit UnionAtlanta Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Low Balance Account Fee$5Within the typical range ($5–$10 nationally)

Inactivity Fee – Savings Acct$5

At the national median$0.49 below the Alabama median

per quarter · Knox extract.rules v16 categorized a line held for review from Rosetta artifact #9889. canonical_hint=dormant_account; text_hash=859bb0c812362d78938a188da554c58507d76f0c34384a5385d8ba220c35f1b1; excerpt="• Inactivity Fee – Savings Acct $5.00 per quarter after 1 year of inactivity" · Source

Overdraft & NSFVerified

Overdraft/NSF Fee$25Within the typical range ($25–$33 nationally)
$5 below the national median$5 below the Alabama median
per item · Source
Overdraft Loan Transfer Fee$15Above the typical range ($2.50–$5 nationally)
$10 above the national median$11.50 above the Alabama median
Source
Overdraft Share Transfer Fee$5Within the typical range ($2.50–$5 nationally)
At the national median$1.50 above the Alabama median
Source

Check ServicesVerified

Cashier’s Check Fee$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Alabama median
per item · Source
Stop Payment Fee$5Below the typical range ($20–$30 nationally)
$22.50 below the national median$24 below the Alabama median
Source
Check Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national medianAt the Alabama median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Low Balance Account Fee	$5Within the typical range ($5–$10 nationally)	$2 below the national median$2 below the Alabama median	per quarter	—	Source
Early Account Closure Fee	$10Within the typical range ($10–$25 nationally)	$7.50 below the national medianAt the Alabama median	—	—	Source
Inactivity Fee – Savings Acct	$5Within the typical range ($5–$10 nationally)	At the national median$0.49 below the Alabama median	per quarter	Knox extract.rules v16 categorized a line held for review from Rosetta artifact #9889. canonical_hint=dormant_account; text_hash=859bb0c812362d78938a188da554c58507d76f0c34384a5385d8ba220c35f1b1; excerpt="• Inactivity Fee – Savings Acct $5.00 per quarter after 1 year of inactivity"	Source
Monthly Printed Statement Fee	$2Within the typical range ($2–$4.95 nationally)	$1 below the national median$1 below the Alabama median	per month	—	Source
Overdraft & NSFVerified
Overdraft/NSF Fee	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Alabama median	per item	—	Source
Overdraft Loan Transfer Fee	$15
ATM & CardVerified
Lost ATM/Check Card Fee	$8Within the typical range ($5–$10 nationally)	$2 below the national median$2 below the Alabama median	per item	—	Source
Check ServicesVerified
Cashier’s Check Fee	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Alabama median	per item	—	Source
Stop Payment Fee	$5
Cash & DepositVerified
Return Item Fee	$15Within the typical range ($8–$25 nationally)	At the national median$1.50 above the Alabama median	—	—	Source
Lending FeesVerified
UCC Filing Fee	$25Within the typical range ($20–$60 nationally)	$5 below the national median	—	Knox extract.rules v33 categorized a line held for review from Rosetta artifact #9889. canonical_hint=loan_origination; text_hash=859bb0c812362d78938a188da554c58507d76f0c34384a5385d8ba220c35f1b1; excerpt="• UCC Filing Fee $25"	Source
Other FeesVerified
Statement Copy Fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median$3 above the Alabama median	—	—	Source

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

14 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$10.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$10.7M

Total deposits

$8.8M

Service charge income (year to date)

$17K

Fee income ratio

6.3%

Return on assets

0.70%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,356 published fee entries from 3,591 institutions

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Published fees

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How the headline fees compare

Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings