vs. U.S. typical range:LowerTypicalHigher
$4 below the national median$3 below the Ohio median
per month · Source
$12.50 below the national median$15 below the Ohio median
$2 below the national median$2 below the Ohio median
per month · Source
$2.50 below the national median$2.50 below the Ohio median
$14.50 below the national median$14.50 below the Ohio median
per item · Source
$14.50 below the national median$14.50 below the Ohio median
Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3105. canonical_hint=account_research; text_hash=3473ca7c3f7ceff55a96fb73ad9ebb48c9f8b5efd81ffa5c00d45f087f3ef810; excerpt="Returned Mail Fee $3.00" · Source
$5 above the national median$5 above the Ohio median
$5 above the national median$5 above the Ohio median
per item · Knox extract.rules v16 categorized a line held for review from Rosetta artifact #3105. canonical_hint=nsf; text_hash=3473ca7c3f7ceff55a96fb73ad9ebb48c9f8b5efd81ffa5c00d45f087f3ef810; excerpt="Return Check Fee $35.00 per item" · Source
$5 above the national median$5 above the Ohio median
At the national medianAt the Ohio median
$1 above the national medianAt the Ohio median
$7.50 below the national median$10 below the Ohio median
$1 below the national median$2 below the Ohio median
per item · Source
—
$25 below the national median$25 below the Ohio median
$0.50 above the national medianAt the Ohio median
per item · Institution’s schedule
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum Balance Fee | $3Below the typical range ($5–$10 nationally) | $4 below the national median$3 below the Ohio median | per month | — | Source |
| Main Account Closed - Applied | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$15 below the Ohio median | — | — | Source |
| Dormant Account | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Ohio median | per month | — | Source |
| Account Research and Account Balancing Assistance | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$2.50 below the Ohio median | — | — | Source |
| Excessive Transfer - Per transfer above 3 per month to cover overdrawn accounts | $3Below the typical range ($12–$25 nationally) | $14.50 below the national median$14.50 below the Ohio median | per item | — | Source |
| Returned Mail Fee | $3Below the typical range ($12–$25 nationally) | $14.50 below the national median$14.50 below the Ohio median | — | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3105. canonical_hint=account_research; text_hash=3473ca7c3f7ceff55a96fb73ad9ebb48c9f8b5efd81ffa5c00d45f087f3ef810; excerpt="Returned Mail Fee $3.00" | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Overdraft Fee (ODP Fee) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Ohio median | — | — | Source |
| Return Check Fee | $35 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire - Domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Ohio median | — | — | Source |
| Outgoing Wire - International | $50 | ||||
Check ServicesVerified | |||||
| Official Checks/Money Orders | $3Within the typical range ($1.50–$3 nationally) | $1 above the national medianAt the Ohio median | — | — | Source |
| Stop Payment | $20 | ||||
Cash & DepositVerified | |||||
| Non-Member Coin Machine Fee | 10% | — | — | — | Source |
Account ServicesVerified | |||||
| Levies, Executions, and Garnishments | $25Below the typical range ($30–$87.50 nationally) | $25 below the national median$25 below the Ohio median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national medianAt the Ohio median | per item | — | Institution’s schedule |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
6 of 15
Published fees
15
Under review
0
Assets
$855.4M
Work at Atomic Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$855.4M
Total deposits
$776.0M
Service charge income (year to date)
$4.9M
Fee income ratio
14.2%
Return on assets
0.85%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 above the national median$5 above the Ohio median |
| per item |
| Knox extract.rules v16 categorized a line held for review from Rosetta artifact #3105. canonical_hint=nsf; text_hash=3473ca7c3f7ceff55a96fb73ad9ebb48c9f8b5efd81ffa5c00d45f087f3ef810; excerpt="Return Check Fee $35.00 per item" |
| Source |
| At the national medianAt the Ohio median |
| — |
| — |
| Source |
| $7.50 below the national median$10 below the Ohio median |
| — |
| — |
| Source |
| Draft/Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$2 below the Ohio median | per item | — | Source |