vs. U.S. typical range:LowerTypicalHigher
$0.05 below the national median$0.98 above the North Carolina median
per month · Source
$5 above the national median$5 above the North Carolina median
per month · Source
$12.50 above the national median$19 above the North Carolina median
$1 below the national median$4 above the North Carolina median
per item · Source
$0.50 below the national median$0.75 below the North Carolina median
per month · Source
$10 below the national median$5 below the North Carolina median
At the national median$5 above the North Carolina median
$5 below the national medianAt the North Carolina median
$5 below the national medianAt the North Carolina median
per item · Institution’s schedule
$25 above the national median$31 above the North Carolina median
$5 below the national median$1 above the North Carolina median
At the national medianAt the North Carolina median
At the national median$2.50 below the North Carolina median
At the national median$1 above the North Carolina median
$2 below the national median$1 below the North Carolina median
$7.50 above the national median$6 above the North Carolina median
$2 above the national median$2 above the North Carolina median
$105 above the national median$97.50 above the North Carolina median
$35 above the national median$27.50 above the North Carolina median
per year · Source
$5 below the national median$12.50 below the North Carolina median
per year · Source
$10 above the national median$2.50 above the North Carolina median
per year · Source
$5 above the national median$2.50 below the North Carolina median
per year · Source
$15 below the national median$22.50 below the North Carolina median
per year · Source
$15 above the national median$5 below the North Carolina median
$10 above the national median$10 above the North Carolina median
—
$5 above the national median$10 above the North Carolina median
$2 above the national medianAt the North Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Secure Checking Monthly service charge | $5.95Within the typical range ($4–$10 nationally) | $0.05 below the national median$0.98 above the North Carolina median | per month | — | Source |
| Dormant Fee - (Primary Savings, Checking) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the North Carolina median | per month | — | Source |
| Account Research and /or Balancing Assistance | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$19 above the North Carolina median | — | — | Source |
Overdraft & NSFVerified | |||||
| withdrawals or other means. The NSF fee | $29Within the typical range ($25–$32 nationally) | $1 below the national median$4 above the North Carolina median | per item | — | Source |
ATM & CardVerified | |||||
| ATM withdrawals per month, each additional withdrawal | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.75 below the North Carolina median | per month | — | Source |
| Card Replacement fee | $0 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing | $50Above the typical range ($20–$25 nationally) | $25 above the national median$31 above the North Carolina median | — | — | Source |
| Wire Transfers: Outgoing | $20 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national median$1 above the North Carolina median | — | — | Source |
| Official Check - Member | $3 | ||||
Account ServicesVerified | |||||
| Drilling | $150Above the typical range ($30–$70 nationally) | $105 above the national median$97.50 above the North Carolina median | — | — | Source |
| Safe Deposit Box 10 x 10 | $80 | ||||
Lending FeesVerified | |||||
| Late Payment | 2% | — | — | — | Source |
| VISA Credit Card Late Payment Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median | |||
Other FeesVerified | |||||
| Statement Copy from Archives | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the North Carolina median | — | — | Source |
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
27
Under review
0
Assets
$120.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$120.7M
Total deposits
$99.5M
Service charge income (year to date)
$619K
Fee income ratio
14.5%
Return on assets
0.36%
Financial profile · Pro
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| $10 below the national median$5 below the North Carolina median |
| — |
| — |
| Source |
| Replace lost Debit card | $10Within the typical range ($5–$10 nationally) | At the national median$5 above the North Carolina median | — | — | Source |
| Debit Card Rush Fee | $35Within the typical range ($30–$50 nationally) | $5 below the national medianAt the North Carolina median | — | — | Source |
| VISA Credit Card Rush Fee | $35Within the typical range ($30–$50 nationally) | $5 below the national medianAt the North Carolina median | per item | — | Institution’s schedule |
| $5 below the national median$1 above the North Carolina median |
| — |
| — |
| Source |
| Wire Transfers Domestic - Incoming | $10Within the typical range ($5–$15 nationally) | At the national medianAt the North Carolina median | — | — | Source |
| Wire Transfers: International - Incoming | $20Within the typical range ($10–$25 nationally) | At the national median$2.50 below the North Carolina median | — | — | Source |
| $2 below the national median$1 below the North Carolina median |
| — |
| — |
| Source |
| Stop Payments on personal and credit union checks | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$6 above the North Carolina median | — | — | Source |
| Copy of personal check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the North Carolina median | — | — | Source |
| $35 above the national median$27.50 above the North Carolina median |
| per year |
| — |
| Source |
| Safe Deposit Box 3 x 10 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$12.50 below the North Carolina median | per year | — | Source |
| Safe Deposit Box 5 x 10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$2.50 above the North Carolina median | per year | — | Source |
| Safe Deposit Box 5 x 5 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$2.50 below the North Carolina median | per year | — | Source |
| Safe Deposit Boxes 3 x 5 Box | $30Within the typical range ($30–$70 nationally) | $15 below the national median$22.50 below the North Carolina median | per year | — | Source |
| Tax levy/garnishment | $65Within the typical range ($30–$90 nationally) | $15 above the national median$5 below the North Carolina median | — | — | Source |
| Verification of Deposits | $20Above the typical range ($5–$15 nationally) | $10 above the national median$10 above the North Carolina median | — | — | Source |
| — |
| — |
| Source |