Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

1St Kansas Federal Credit Union

Topeka, KansasCredit UnionKansas City Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Share account fee$5Within the typical range ($5–$10 nationally)

Check ServicesVerified

Check Printing Fees$1Within the typical range ($0–$15 nationally)
At the national median
per item · Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Kansas median
per item · Source
Check Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national medianAt the Kansas median
per item · Source

Other FeesVerified

Statement Copy Fee$1Below the typical range ($2–$5 nationally)
$2 below the national median$1.81 below the Kansas median
per item · Source
Refinance Signature Loans: Loan Processing fee$20Below the typical range ($25–$100 nationally)
$17.50 below the national medianAt the Kansas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Share account fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Kansas median	per month	—	Source
Account Reconciliation Fee	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$2.50 below the Kansas median	—	—	Source
Overdraft & NSFVerified
Paid Overdraft fee	$15Below the typical range ($25–$33 nationally)	$15 below the national median$12 below the Kansas median	per item	—	Source
Check ServicesVerified
Check Printing Fees	$1Within the typical range ($0–$15 nationally)	At the national median	per item	—	Source
Stop Payment Fee	$25Within the typical range ($20–$30 nationally)
Digital & ElectronicVerified
ACH Return/Stop Payment Fee	$25Within the typical range ($15–$30 nationally)	At the national median$5 above the Kansas median	per item	—	Source
Cash & DepositVerified
Return Deposit item fee	$25Within the typical range ($8–$25 nationally)	$10 above the national median$15 above the Kansas median	per item	—	Source
Lending FeesVerified
Loan Late Fee	$25Within the typical range ($10–$25 nationally)	$5 above the national median$10 above the Kansas median	—	—	Source
Other FeesVerified
Statement Copy Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median$1.81 below the Kansas median	per item	—	Source
Refinance Signature Loans: Loan Processing fee	$20

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

50% below the national median overdraft fee

11 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$12.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$12.2M

Total deposits

$9.7M

Service charge income (year to date)

$30K

Fee income ratio

9.3%

Return on assets

0.64%

Financial profile · Pro

Performance from regulator filings

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