vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Minnesota median
per month · Source
$7.50 below the national median$10 below the Minnesota median
At the national medianAt the Minnesota median
per item · Source
At the national median$1 above the Minnesota median
per item · Source
$10 below the national median$9 below the Minnesota median
per item · Source
$1 above the national median$0.50 above the Minnesota median
per item · Source
$5 above the national median$5 above the Minnesota median
per item · Source
—
—
At the national medianAt the Minnesota median
per item · Source
At the national medianAt the Minnesota median
per item · Source
At the national medianAt the Minnesota median
per item · Source
$2.50 above the national median$5 above the Minnesota median
per item · Source
$2 above the national median$1.75 above the Minnesota median
per item · Source
$20 above the national median$18.50 above the Minnesota median
$25 above the national median$7.50 above the Minnesota median
per item · Source
At the national median$1.25 below the Minnesota median
$10 above the national median$8.75 above the Minnesota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Membership | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Minnesota median | per month | — | Source |
| Returned Mail | $10Below the typical range ($11.38–$25 nationally) | $7.50 below the national median$10 below the Minnesota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Minnesota median | per item | — | Source |
| Non-sufficient Funds (NSF) Item | $30 | ||||
ATM & CardVerified | |||||
| Out of Network ATM Withdrawals 5 Free per month | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$0.50 above the Minnesota median | per item | — | Source |
| Card Replacement Fee | $15 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee (outgoing) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Minnesota median | per item | — | Source |
| Wire Transfer Fee (incoming) | $10 | ||||
Check ServicesVerified | |||||
| Certified Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Minnesota median | per item | — | Source |
| Stop Payment | $30 | ||||
Cash & DepositVerified | |||||
| Cash Advance Fee Greater of | $25Above the typical range ($2–$10 nationally) | $20 above the national median$18.50 above the Minnesota median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment/Levy Processing | $75Within the typical range ($30–$90 nationally) | $25 above the national median$7.50 above the Minnesota median | per item | — | Source |
Lending FeesVerified | |||||
| Late Payment Fee | $20Within the typical range ($10–$25 nationally) | At the national median$1.25 below the Minnesota median | — | — | Source |
| Loan Late Fee | $30 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 60 others that publish it, 26 lower, 25 the same and 9 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
16
Under review
0
Assets
$51.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$51.6M
Total deposits
$44.4M
Service charge income (year to date)
$63K
Fee income ratio
3.9%
Return on assets
1.69%
Financial profile · Pro
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| At the national median$1 above the Minnesota median |
| per item |
| — |
| Source |
| Returned Check Fee (Payment) | $20Below the typical range ($25–$32 nationally) | $10 below the national median$9 below the Minnesota median | per item | — | Source |
| $5 above the national median$5 above the Minnesota median |
| per item |
| — |
| Source |
| Foreign transaction fee (multi currency) | 1%of the transaction | — | — | — | Source |
| Foreign transaction fee (single currency) | 0.8%of the transaction | — | — | — | Source |
| At the national medianAt the Minnesota median |
| per item |
| — |
| Source |
| $2.50 above the national median$5 above the Minnesota median |
| per item |
| — |
| Source |
| Copy of Paid Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.75 above the Minnesota median | per item | — | Source |
| $10 above the national median$8.75 above the Minnesota median |
| — |
| — |
| Source |