Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

1St Gateway Federal Credit Union

Camanche, IowaCredit UnionChicago Fed districtFees collected Apr 20, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research (min. $25) per hour$25Within the typical range ($12–$25 nationally)

ATM & CardVerified

ATM w/d (free at our ATM's, or 5 free elsewhere)$0.75Below the typical range ($1–$2.25 nationally)
$0.75 below the national median$0.75 below the Iowa median
Source
Lost / Replacement Debit Card Fee$15Above the typical range ($5–$10 nationally)
$5 above the national median$5 above the Iowa median
Source

Wire TransfersVerified

Outgoing wire transfer – DOMESTIC$15Below the typical range ($20–$25 nationally)
$10 below the national median$6 below the Iowa median
Source
Outgoing wire transfer – INTERNATIONAL$45Within the typical range ($40–$50 nationally)
$5 below the national median$1.25 below the Iowa median
Source

Check ServicesVerified

Money orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$2 below the Iowa median
Source
Stop payment (per item)$26Within the typical range ($20–$30 nationally)
$1.50 below the national median$1 above the Iowa median
per item · Source
Starter Checks (set of 4)$1.25Within the typical range ($1–$4 nationally)
$0.75 below the national median$0.12 above the Iowa median
Source
Copy of Share Draft$3.21Within the typical range ($2–$5 nationally)
$0.21 above the national median$0.21 above the Iowa median
Source

Account ServicesVerified

Safe Deposit Box (1) Key Replacement$50Within the typical range ($30–$70 nationally)
$5 above the national median$10.01 above the Iowa median
Source
Garnishment/Levy (per occurrence)$20Below the typical range ($30–$87.50 nationally)
$30 below the national median$30 below the Iowa median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Research (min. $25) per hour	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$5 above the Iowa median	—	—	Source
Overdraft & NSFVerified
Non-sufficient funds (NSF)	$26Within the typical range ($25–$32 nationally)	$4 below the national median$2.50 below the Iowa median	—	—	Source
ATM & CardVerified
ATM w/d (free at our ATM's, or 5 free elsewhere)	$0.75Below the typical range ($1–$2.25 nationally)	$0.75 below the national median$0.75 below the Iowa median	—	—	Source
Lost / Replacement Debit Card Fee	$15
Wire TransfersVerified
Outgoing wire transfer – DOMESTIC	$15Below the typical range ($20–$25 nationally)	$10 below the national median$6 below the Iowa median	—	—	Source
Outgoing wire transfer – INTERNATIONAL	$45
Check ServicesVerified
Money orders	$1Below the typical range ($1.50–$3 nationally)	$1 below the national median$2 below the Iowa median	—	—	Source
Stop payment (per item)	$26
Account ServicesVerified
Safe Deposit Box (1) Key Replacement	$50Within the typical range ($30–$70 nationally)	$5 above the national median$10.01 above the Iowa median	—	—	Source
Garnishment/Levy (per occurrence)	$20
Retirement & IRAVerified
IRA Maintenance (subject to change)	$9.25Below the typical range ($10–$25 nationally)	$5.75 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $26

13% below the national median NSF fee

13 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$170.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$170.9M

Total deposits

$146.9M

Service charge income (year to date)

$329K

Fee income ratio

6.2%

Return on assets

0.84%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,408 published fee entries from 3,595 institutions

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