vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the North Carolina median
per quarter · Source
$2 above the national median$7 above the North Carolina median
$0.50 above the national median$0.25 above the North Carolina median
per item · Source
At the national median$5 above the North Carolina median
per item · Source
$5 below the national median$1 above the North Carolina median
$10 below the national median$10 below the North Carolina median
$5 below the national medianAt the North Carolina median
$2 below the national median$1 below the North Carolina median
per item · Source
$4.50 above the national median$3 above the North Carolina median
$3 above the national median$4 above the North Carolina median
$3 below the national median$3 below the North Carolina median
per item · Source
At the national medianAt the North Carolina median
per item · Source
$7 above the national median$10 above the North Carolina median
$20 below the national median$27.50 below the North Carolina median
$35 above the national median$27.50 above the North Carolina median
per year · Source
$5 below the national median$12.50 below the North Carolina median
per year · Source
$20 below the national median$27.50 below the North Carolina median
per year · Source
$5 above the national median$2.50 below the North Carolina median
per year · Source
$25 above the national median$5 above the North Carolina median
At the national medianAt the North Carolina median
per item · Source
$10 below the national median$5 below the North Carolina median
At the national median$2 below the North Carolina median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive membership with total of all balances below , after 12-months | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the North Carolina median | per quarter | — | Source |
Overdraft & NSFVerified | |||||
| Non-sufficient funds, check returned | $32Within the typical range ($25–$32 nationally) | $2 above the national median$7 above the North Carolina median | — | — | Source |
ATM & CardVerified | |||||
| Non-Summit CU ATM transaction, after 5 per month | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.25 above the North Carolina median | per item | — | Source |
| Card replacement, after 1 per calendar year | $10 | ||||
Wire TransfersVerified | |||||
| Wire transfer, outgoing domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$1 above the North Carolina median | — | — | Source |
| Wire transfer, incoming | $0 | ||||
Check ServicesVerified | |||||
| Cashierʼs check, first 1 per day | $3Within the typical range ($3–$6 nationally) | $2 below the national median$1 below the North Carolina median | per item | — | Source |
| Stop payment | $32 | ||||
Digital & ElectronicVerified | |||||
| ACH origination (one-time) | $10Within the typical range ($5–$20 nationally) | At the national median | — | — | Source |
| ACH non-sufficient funds, ACH returned | $32 | ||||
Account ServicesVerified | |||||
| Lost key | $25Below the typical range ($30–$70 nationally) | $20 below the national median$27.50 below the North Carolina median | — | — | Source |
| Safe Deposit Box 10 x 10 | $80 | ||||
Lending FeesVerified | |||||
| Late payment fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$5 below the North Carolina median | — | — | Source |
Other FeesVerified | |||||
| Statement copies, first 10 per calendar year | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the North Carolina median | per item | — | Source |
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
23
Under review
0
Assets
$368.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$368.8M
Total deposits
$298.4M
Service charge income (year to date)
$2.3M
Fee income ratio
17.4%
Return on assets
0.91%
Financial profile · Pro
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| At the national median$5 above the North Carolina median |
| per item |
| — |
| Source |
| $10 below the national median$10 below the North Carolina median |
| — |
| — |
| Source |
| Wire transfer, outgoing foreign | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the North Carolina median | — | — | Source |
| $4.50 above the national median$3 above the North Carolina median |
| — |
| — |
| Source |
| Counter check (maximum 8 checks per member) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$4 above the North Carolina median | — | — | Source |
| Check cashing | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the North Carolina median | per item | — | Source |
| Check copies, first 10 per calendar year | $3Within the typical range ($2–$5 nationally) | At the national medianAt the North Carolina median | per item | — | Source |
| $7 above the national median$10 above the North Carolina median |
| — |
| — |
| Source |
| $35 above the national median$27.50 above the North Carolina median |
| per year |
| — |
| Source |
| Safe Deposit Box 3 x 10 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$12.50 below the North Carolina median | per year | — | Source |
| Safe Deposit Box 3 x 5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$27.50 below the North Carolina median | per year | — | Source |
| Safe Deposit Box 5 x 10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$2.50 below the North Carolina median | per year | — | Source |
| Tax levy | $75Within the typical range ($30–$90 nationally) | $25 above the national median$5 above the North Carolina median | — | — | Source |
| Non-member verification of deposit | $10Within the typical range ($5–$15 nationally) | At the national medianAt the North Carolina median | per item | — | Source |