Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

802 Federal Credit Union

Barre, VermontCredit UnionBoston Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly fee for accounts under the minimum balance$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

NSF/Overdraft$25Within the typical range ($25–$33 nationally)
$5 below the national median$2 below the Vermont median
per item · Source
Overdraft fee (each time we pay an ATM or debit card transaction overdraft)$25Within the typical range ($25–$33 nationally)
$5 below the national median$2 below the Vermont median
per item · Source
NSF/Returned Item$25Within the typical range ($25–$32 nationally)
$5 below the national medianAt the Vermont median
per item · Source

Check ServicesVerified

Cashier/Bank Check$1Below the typical range ($3–$6 nationally)
$4 below the national median$4 below the Vermont median
per item · Source
Money Orders$2Within the typical range ($1.50–$3 nationally)
At the national median$2.50 below the Vermont median
per item · Source
Stop Payment$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$5 below the Vermont median
per item · Source
Temporary checks are available at any 802CU branch$2Within the typical range ($1–$4 nationally)
At the national medianAt the Vermont median
per item · Source
Non-member Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
Share Draft Copy$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Vermont median
per item · Source

Account ServicesVerified

Drilled Locks$350Above the typical range ($30–$70 nationally)
$305 above the national median$265 above the Vermont median
Source
Key Replacement (when possible)$25Below the typical range ($30–$70 nationally)
$20 below the national median$60 below the Vermont median
Source

Other FeesVerified

Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median$1 below the Vermont median
per item · Source
Skip-a-pay (loan)$10Below the typical range ($25–$100 nationally)
$27.50 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly fee for accounts under the minimum balance	$10Within the typical range ($5–$10 nationally)	$3 above the national median	per month	—	Source
Inactive/Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Vermont median	per month	—	Source
Account Reconciliation	$15Within the typical range ($12–$25 nationally)	$2.50 below the national medianAt the Vermont median	—	—	Source
Overdraft & NSFVerified
NSF/Overdraft	$25Within the typical range ($25–$33 nationally)	$5 below the national median$2 below the Vermont median	per item	—	Source
Overdraft fee (each time we pay an ATM or debit card transaction overdraft)	$25
ATM & CardVerified
Foreign transactions	0.8%of the transaction	—	—	—	Source
Wire TransfersVerified
WIRE TRANSFER FEES: Domestic	$15Below the typical range ($20–$25 nationally)	$10 below the national median$5 below the Vermont median	per item	—	Source
Check ServicesVerified
Cashier/Bank Check	$1Below the typical range ($3–$6 nationally)	$4 below the national median$4 below the Vermont median	per item	—	Source
Money Orders	$2
Account ServicesVerified
Drilled Locks	$350Above the typical range ($30–$70 nationally)	$305 above the national median$265 above the Vermont median	—	—	Source
Key Replacement (when possible)	$25
Other FeesVerified
Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national median$1 below the Vermont median	per item	—	Source
Skip-a-pay (loan)	$10

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

17 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$507.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$507.7M

Total deposits

$440.1M

Service charge income (year to date)

$2.7M

Fee income ratio

15.6%

Return on assets

1.14%

Financial profile · Pro

Performance from regulator filings

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Based on 65,356 published fee entries from 3,591 institutions

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