Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Kemba Financial Federal Credit Union

Gahanna, OhioCredit UnionCleveland Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Wire Transfers: Early Account Closure Fee$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

& Courtesy Pay Items$27Within the typical range ($25–$33 nationally)
$3 below the national median$3 below the Ohio median
per item · Source

ATM & CardVerified

PLUS ATM Network Transactions$2Within the typical range ($1–$2.25 nationally)
$0.50 above the national medianAt the Ohio median
per item · Source
Replacement Card Fee$8Within the typical range ($5–$10 nationally)
$2 below the national median$2 below the Ohio median
per item · Source

Check ServicesVerified

Non-Member Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national medianAt the Ohio median
per item · Source
Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median$1 above the Ohio median
Source

Account ServicesVerified

Legal Process (garnishments, levies, escheatment)$25Below the typical range ($30–$90 nationally)
$25 below the national median$25 below the Ohio median
per item · Source

Other FeesVerified

Statement Copy (duplicate paper copy)$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Ohio median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Wire Transfers: Early Account Closure Fee	$25Within the typical range ($10–$25 nationally)	$7.50 above the national median$5 above the Ohio median	—	—	Source
Overdraft & NSFVerified
& Courtesy Pay Items	$27Within the typical range ($25–$33 nationally)	$3 below the national median$3 below the Ohio median	per item	—	Source
ATM & CardVerified
PLUS ATM Network Transactions	$2Within the typical range ($1–$2.25 nationally)	$0.50 above the national medianAt the Ohio median	per item	—	Source
Replacement Card Fee	$8
Check ServicesVerified
Non-Member Check Cashing Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Ohio median	per item	—	Source
Check Copy	$5
Account ServicesVerified
Legal Process (garnishments, levies, escheatment)	$25Below the typical range ($30–$90 nationally)	$25 below the national median$25 below the Ohio median	per item	—	Source
Other FeesVerified
Statement Copy (duplicate paper copy)	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2 above the Ohio median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$27

Overdraft fee: $27

10% below the national median overdraft fee

8 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$2.5B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.5B

Total deposits

$2.1B

Service charge income (year to date)

$5.6M

Fee income ratio

6.7%

Return on assets

0.93%

Financial profile · Pro

Performance from regulator filings

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Based on 65,787 published fee entries from 3,612 institutions

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