Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Financialedge Federal Credit Union

Bay City, MichiganCredit UnionChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

MyLife Premier Interest Checking Monthly service charge$6Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

NSF Item Paid$25Within the typical range ($25–$33 nationally)
$5 below the national median$4 below the Michigan median
per item · Source
Item Returned for Non-Sufficient Funds (NSF)$25Within the typical range ($25–$32 nationally)
$5 below the national median$4 below the Michigan median
Source

Wire TransfersVerified

Wire Transfers (Domestic)$15Below the typical range ($20–$25 nationally)
$10 below the national median$10 below the Michigan median
per item · Source
(if rewriting an existing consumer loan): Wire Transfers (International)$30Below the typical range ($40–$50 nationally)
$20 below the national median$15 below the Michigan median
per item · Source

Check ServicesVerified

Cashier’s Checks$1Below the typical range ($3–$6 nationally)
$4 below the national median$2 below the Michigan median
per item · Source
Money Orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Michigan median
per item · Source
Stop Payment Order$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$2 below the Michigan median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
MyLife Premier Interest Checking Monthly service charge	$6Within the typical range ($4–$10 nationally)	At the national median$0.02 above the Michigan median	per month	—	Source
Early Account Closure	$15Within the typical range ($10–$25 nationally)	$2.50 below the national median$5 above the Michigan median	—	—	Source
Inactivity Fee Basic Checking	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Michigan median	per month	—	Source
Account Reconciliation / Research	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$6.25 above the Michigan median	—	—	Source
Overdraft & NSFVerified
NSF Item Paid	$25Within the typical range ($25–$33 nationally)	$5 below the national median$4 below the Michigan median	per item	—	Source
Item Returned for Non-Sufficient Funds (NSF)	$25
ATM & CardVerified
Plastic Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median$2.50 below the Michigan median	—	—	Source
Wire TransfersVerified
Wire Transfers (Domestic)	$15Below the typical range ($20–$25 nationally)	$10 below the national median$10 below the Michigan median	per item	—	Source
(if rewriting an existing consumer loan): Wire Transfers (International)	$30
Check ServicesVerified
Cashier’s Checks	$1Below the typical range ($3–$6 nationally)	$4 below the national median$2 below the Michigan median	per item	—	Source
Money Orders	$1
Account ServicesVerified
Legal Process (escheat, garnishment, levy, etc.)	$25Below the typical range ($30–$90 nationally)	$25 below the national median$25 below the Michigan median	—	—	Source
Lending FeesVerified
Late Payment Fee – Consumer Loans	$25Within the typical range ($10–$25 nationally)	$5 above the national medianAt the Michigan median	—	—	Source
Other FeesVerified
Express / Overnight mail	$25Within the typical range ($20–$40 nationally)	$5 below the national median$15 below the Michigan median	—	—	Source

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

15 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$147.2M

Work at Financialedge Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$147.2M

Total deposits

$127.4M

Service charge income (year to date)

$459K

Fee income ratio

10.1%

Return on assets

0.70%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 65,682 published fee entries from 3,608 institutions

See pricing

Published fees

Get an email when Financialedge Federal Credit Union changes its collection items

How the headline fees compare

Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings