vs. U.S. typical range:LowerTypicalHigher
$18 above the national median$16.50 above the Illinois median
$25 above the national median$25 above the Illinois median
$7.50 above the national median$5 above the Illinois median
$12.50 below the national median$15 below the Illinois median
$15 above the national median$15 above the Illinois median
At the national medianAt the Illinois median
$1 below the national median$1 below the Illinois median
$17.25 below the national median$19.50 below the Illinois median
$2.75 above the national median$0.50 above the Illinois median
$2 above the national median$1.50 above the Illinois median
At the national median$5 below the Illinois median
$10 above the national median$10 above the Illinois median
At the national median$1 above the Illinois median
$27.50 below the national median$25 below the Illinois median
$17.50 below the national median$15 below the Illinois median
$12.50 above the national median$15 above the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Closed Account (less than 12 months from time of opening) | $25Above the typical range ($5–$10 nationally) | $18 above the national median$16.50 above the Illinois median | — | — | Source |
| Inactive Account (3 years) | $30Above the typical range ($5–$10 nationally) | $25 above the national median$25 above the Illinois median | — | — | Source |
| Account Balancing/Research - per hour | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
| Excessive Withdrawal (4 free per year) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Illinois median | — | — | Source |
ATM & CardVerified | |||||
| Replacement Card | $25Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the Illinois median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Wire Transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Illinois median | — | — | Source |
Check ServicesVerified | |||||
| Certified Check | $4Within the typical range ($3–$6 nationally) | $1 below the national median$1 below the Illinois median | — | — | Source |
| ACH Stop Payment | $10 | ||||
Digital & ElectronicVerified | |||||
| NSF ACH – Paid or Returned | $25Within the typical range ($15–$30 nationally) | At the national median$5 below the Illinois median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited Check Returned Unpaid | $25Within the typical range ($8–$25 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Illinois median | — | — | Source |
| Auto Lien Release Letters | $10 | ||||
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
16
Under review
0
Assets
$92.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$92.9M
Total deposits
$78.7M
Service charge income (year to date)
$17K
Fee income ratio
0.73%
Return on assets
1.30%
Financial profile · Pro
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| $17.25 below the national median$19.50 below the Illinois median |
| — |
| — |
| Source |
| Stop Payment (withdrawal check) | $30Within the typical range ($20–$30 nationally) | $2.75 above the national median$0.50 above the Illinois median | — | — | Source |
| Photo Copy of Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Illinois median | — | — | Source |
| $27.50 below the national median$25 below the Illinois median |
| — |
| — |
| Source |
| Quick Loan Application Fee | $20Below the typical range ($25–$100 nationally) | $17.50 below the national median$15 below the Illinois median | — | — | Source |
| Subordination Agreement | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$15 above the Illinois median | — | — | Source |