vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$2 above the Tennessee median
$20 above the national median$17 above the Tennessee median
$12.50 below the national median$10 below the Tennessee median
per item · Source
$2 below the national median$3 below the Tennessee median
per item · Source
$2 below the national median$2 below the Tennessee median
per item · Source
$10 below the national median$5 below the Tennessee median
per item · Source
$6.50 above the national median$4 above the Tennessee median
per item · Source
$15 below the national median$20 below the Tennessee median
per item · Source
$27 below the national median$32 below the Tennessee median
$30 below the national median$35 below the Tennessee median
$25 below the national median$30 below the Tennessee median
$20 below the national median$25 below the Tennessee median
$0.50 below the national medianAt the Tennessee median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| a. Dormant Account | one share | $10Within the typical range ($5–$10 nationally) | $5 above the national median$2 above the Tennessee median | — | — | Source |
| Your account is considered dormant if its balance is below twenty- five dollars | $25Above the typical range ($5–$10 nationally) | $20 above the national median$17 above the Tennessee median | — | — | Source |
| Excessive Withdrawals: (Money Market & Employee only) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Tennessee median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Miscellaneous: Courtesy Pay | $28Within the typical range ($25–$33 nationally) | $2 below the national median$3 below the Tennessee median | per item | — | Source |
| Non-Sufficient Funds (NSF) | $28 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (outgoing) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Tennessee median | per item | — | Source |
Check ServicesVerified | |||||
| Stop Payment | $34Above the typical range ($20–$30 nationally) | $6.50 above the national median$4 above the Tennessee median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 10 x 10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$20 below the Tennessee median | per item | — | Source |
| Safe Deposit Box 3 x 10 | $18 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa® Gift Card Activation | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national medianAt the Tennessee median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$28
Headline fees published
4 of 15
Published fees
13
Under review
0
Assets
$1.4B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.4B
Total deposits
$1.2B
Service charge income (year to date)
$7.6M
Fee income ratio
12.9%
Return on assets
1.38%
Financial profile · Pro
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| $2 below the national median$2 below the Tennessee median |
| per item |
| — |
| Source |
| $27 below the national median$32 below the Tennessee median |
| — |
| — |
| Source |
| Safe Deposit Box 3 x 5 | $15Below the typical range ($30–$70 nationally) | $30 below the national median$35 below the Tennessee median | — | — | Source |
| Safe Deposit Box 5 x 10 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$30 below the Tennessee median | — | — | Source |
| Safe Deposit Box 7 x 10 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$25 below the Tennessee median | — | — | Source |