vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.50 below the California median
per month · Source
$9 above the national median$9.50 above the California median
per month · Source
$14 above the national median$14.50 above the California median
per month · Source
$4 above the national median$4.50 above the California median
per month · Source
$7.50 below the national median$5 below the California median
$32.50 above the national median$30 above the California median
$2.50 below the national median$5 below the California median
per item · Source
$16 below the national median$11 below the California median
per item · Source
$0.50 below the national median$1 below the California median
per item · Source
$1.50 above the national median$1 above the California median
per item · Source
$5 below the national median$5 below the California median
per item · Source
$2.50 above the national median$2.50 above the California median
per item · Source
$2 below the national median$2 below the California median
per item · Source
$15 above the national median$15 above the California median
per item · Source
$2 below the national median$2 below the California median
per item · Source
$3 above the national median$2 above the California median
$3 above the national median$2 above the California median
per item · For 8 checks · Institution’s schedule
At the national medianAt the California median
per item · Source
$25 below the national median$55 below the California median
per year · Source
$25 below the national median$55 below the California median
per item · Source
$80 above the national median$50 above the California median
per year · Source
$5 below the national median$35 below the California median
per year · Source
$5 above the national median$25 below the California median
per year · Source
$40 above the national median$10 above the California median
per year · Source
$25 above the national median$5 below the California median
per year · Source
$50 above the national median$20 above the California median
per year · Source
$50 above the national median$50 above the California median
per item · Source
$10 above the national median$10 above the California median
per item · Source
$10 below the national median$10 below the California median
per month · Source
$5 above the national median$5 above the California median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Classic Checking Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.50 below the California median | per month | — | Source |
| High-Yield Checking Monthly service charge | $15Above the typical range ($4–$10 nationally) | $9 above the national median$9.50 above the California median | per month | — | Source |
| Monthly fee waived with one of the following | $20Above the typical range ($4–$10 nationally) | $14 above the national median$14.50 above the California median | per month | — | Source |
| Monthly fee waived with one of the following | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.50 above the California median | per month | — | Source |
| Account Closed Within 90 Days of Opening | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the California median | — | — | Source |
| Account research or reconciliation | $50Above the typical range ($11–$25 nationally) | $32.50 above the national median$30 above the California median | — | — | Source |
| Returned Mail | $15Within the typical range ($11–$25 nationally) | $2.50 below the national median$5 below the California median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Service | $14Below the typical range ($25–$33 nationally) | $16 below the national median$11 below the California median | per item | — | Source |
ATM & CardVerified | |||||
| Non-CO-OP ATM Inquiries | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the California median | per item | — | Source |
| Non-CO-OP ATM withdrawals | $3 | ||||
Check ServicesVerified | |||||
| Cashier’s check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the California median | per item | — | Source |
| Cashier’s check refusal of payment order | $20 | ||||
Account ServicesVerified | |||||
| annual fee Lost key replacement | $20Below the typical range ($30–$70 nationally) | $25 below the national median$55 below the California median | per year | — | Source |
| Lost key replacement | $20 | ||||
Retirement & IRAVerified | |||||
| processing Fee varies IRA transfer fee to another financial institution | $30Within the typical range ($25–$35 nationally) | $5 above the national median$5 above the California median | per item | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$14
Headline fees published
6 of 15
Published fees
30
Under review
0
Assets
$9.5B
Work at San Diego County Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$9.5B
Total deposits
$7.8B
Service charge income (year to date)
$9.8M
Fee income ratio
5.4%
Return on assets
0.54%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $1.50 above the national median$1 above the California median |
| per item |
| — |
| Source |
| Standard card replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the California median | per item | — | Source |
| International ATM withdrawals | $5Within the typical range ($1–$5 nationally) | $2.50 above the national median$2.50 above the California median | per item | — | Source |
| $15 above the national median$15 above the California median |
| per item |
| — |
| Source |
| waived for the first two per month - Cashier’s check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the California median | per item | — | Source |
| Printed checks Varies by selection Temporary checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the California median | — | — | Source |
| Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the California median | per item | For 8 checks | Institution’s schedule |
| Collection item | $20Within the typical range ($10–$25 nationally) | At the national medianAt the California median | per item | — | Source |
| $25 below the national median$55 below the California median |
| per item |
| — |
| Source |
| Safe Deposit Box 10" x 10” | $125Above the typical range ($30–$70 nationally) | $80 above the national median$50 above the California median | per year | — | Source |
| Safe Deposit Box 2" x 5" | $40Within the typical range ($30–$70 nationally) | $5 below the national median$35 below the California median | per year | — | Source |
| Safe Deposit Box 3" x 5" | $50Within the typical range ($30–$70 nationally) | $5 above the national median$25 below the California median | per year | — | Source |
| Safe Deposit Box 5" x 10" | $85Above the typical range ($30–$70 nationally) | $40 above the national median$10 above the California median | per year | — | Source |
| Safe Deposit Box 5" x 5" | $70Within the typical range ($30–$70 nationally) | $25 above the national median$5 below the California median | per year | — | Source |
| Safe Deposit Box 7" x 10” | $95Above the typical range ($30–$70 nationally) | $50 above the national median$20 above the California median | per year | — | Source |
| Compliance with legal orders | $100Within the typical range ($30–$100 nationally) | $50 above the national median$50 above the California median | per item | — | Source |
| Request for Verification of Deposit (VOD) | $20Above the typical range ($5–$15 nationally) | $10 above the national median$10 above the California median | per item | — | Source |
| Wave Checking™ | $0Below the typical range ($5–$15 nationally) | $10 below the national median$10 below the California median | per month | — | Source |