Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

I. H. Mississippi Valley Federal Credit Union

Moline, IllinoisCredit UnionChicago Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactivity (No Activity in the last 12 mos)$20Above the typical range ($5–$10 nationally)

Returned Mail Fee$5

$12.50 below the national median$15 below the Illinois median

Source

Overdraft & NSFVerified

Courtesy Pay Fee (Limit 5 per day)$26Within the typical range ($25–$33 nationally)
$4 below the national median$4 below the Illinois median
per day · Source
Item Returned for Non-Sufficient Funds (NSF)$26Within the typical range ($25–$32 nationally)
$4 below the national median$4 below the Illinois median
Source

ATM & CardVerified

IH ATM$3.50Above the typical range ($1–$2.25 nationally)
$2 above the national median$2.25 above the Illinois median
per item · Source
Transactions at Other ATMs (ATM fee)$1.50Within the typical range ($1–$2.25 nationally)
At the national median$0.25 above the Illinois median
per item · Source
International Transaction Fee1%of the transaction
—
Source

Check ServicesVerified

Stop Payment Order Fee$28Within the typical range ($20–$30 nationally)
$0.50 above the national median$1.50 below the Illinois median
Source
Non–Member Check Cashing ....................................$31Above the typical range ($5–$10 nationally)
$26 above the national median$24 above the Illinois median
Source

Other FeesVerified

Statement/Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national medianAt the Illinois median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactivity (No Activity in the last 12 mos)	$20Above the typical range ($5–$10 nationally)	$15 above the national median$15 above the Illinois median	per month	—	Source
Returned Mail Fee	$5Below the typical range ($11.75–$25 nationally)	$12.50 below the national median$15 below the Illinois median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee (Limit 5 per day)	$26Within the typical range ($25–$33 nationally)	$4 below the national median$4 below the Illinois median	per day	—	Source
Item Returned for Non-Sufficient Funds (NSF)	$26
ATM & CardVerified
IH ATM	$3.50Above the typical range ($1–$2.25 nationally)	$2 above the national median$2.25 above the Illinois median	per item	—	Source
Transactions at Other ATMs (ATM fee)	$1.50
Check ServicesVerified
Stop Payment Order Fee	$28Within the typical range ($20–$30 nationally)	$0.50 above the national median$1.50 below the Illinois median	—	—	Source
Non–Member Check Cashing ....................................	$31
Other FeesVerified
Statement/Copy Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national medianAt the Illinois median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$26

Overdraft fee: $26

13% below the national median overdraft fee

9 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$2.3B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.3B

Total deposits

$2.0B

Service charge income (year to date)

$7.8M

Fee income ratio

9.6%

Return on assets

1.11%

Financial profile · Pro

Performance from regulator filings

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