Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Elite Community Federal Credit Union

Bourbonnais, IllinoisCredit UnionChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Minimum balance with a Visa: outgoing fee$25Above the typical range ($5–$10 nationally)

Overdraft & NSFVerified

NSF fee..………$30Within the typical range ($25–$32 nationally)
At the national medianAt the Illinois median
Source
Overdraft transfer fee…$5Within the typical range ($2.50–$5 nationally)
At the national medianAt the Illinois median
Source

Wire TransfersVerified

Domestic wire transfer outgoing fee$25Within the typical range ($20–$25 nationally)
At the national medianAt the Illinois median
Source
Domestic Wire-In fee$15Below the typical range ($20–$25 nationally)
$10 below the national median$10 below the Illinois median
Source
Foreign wire transfer outgoing$75Above the typical range ($40–$50 nationally)
$25 above the national median$25 above the Illinois median
Source

Check ServicesVerified

Certified check….….…$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Illinois median
Source
Money order$2Within the typical range ($1.50–$3 nationally)
At the national median$0.25 below the Illinois median
Source
Stop payment fee……$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$4.50 below the Illinois median
Source
Check cashing fee$1Below the typical range ($5–$10 nationally)
$4 below the national median$6 below the Illinois median
Source

Lending FeesVerified

Loan late fee$30Above the typical range ($10–$25 nationally)
$10 above the national median$10 above the Illinois median
Source
Visa late fee…$29Above the typical range ($10–$25 nationally)
$9 above the national median$9 above the Illinois median
Source

Retirement & IRAVerified

IRA administration fee$15Within the typical range ($10–$25 nationally)
At the national median
per year · Source
IRA closing.…………….….$6Below the typical range ($25–$35 nationally)
$19 below the national median$20.50 below the Illinois median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Minimum balance with a Visa: outgoing fee	$25Above the typical range ($5–$10 nationally)	$18 above the national median$16.50 above the Illinois median	—	Knox extract.rules v22 categorized a line held for review from Rosetta artifact #13895. canonical_hint=minimum_balance; text_hash=881490c93163b3fb4a84ee19bdf1399f385190eb725bc42ed2ba2db1d9c8bace; excerpt="• Minimum balance with a Visa, \| outgoing fee…………....$25.00*"	Source
Overdraft & NSFVerified
NSF fee..………	$30Within the typical range ($25–$32 nationally)	At the national medianAt the Illinois median	—	—	Source
Overdraft transfer fee…	$5
ATM & CardVerified
ATM cash withdrawal…	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.25 below the Illinois median	—	—	Source
Wire TransfersVerified
Domestic wire transfer outgoing fee	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Illinois median	—	—	Source
Domestic Wire-In fee	$15
Check ServicesVerified
Certified check….….…	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Illinois median	—	—	Source
Money order	$2
Lending FeesVerified
Loan late fee	$30Above the typical range ($10–$25 nationally)	$10 above the national median$10 above the Illinois median	—	—	Source
Visa late fee…	$29
Retirement & IRAVerified
IRA administration fee	$15Within the typical range ($10–$25 nationally)	At the national median	per year	—	Source
IRA closing.…………….….	$6Below the typical range ($25–$35 nationally)

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

15 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$26.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$26.5M

Total deposits

$24.1M

Service charge income (year to date)

$168K

Fee income ratio

20.7%

Return on assets

0.49%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,608 published fee entries from 3,603 institutions

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