vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Illinois median
per month · Source
$17.50 above the national median$15 above the Illinois median
At the national medianAt the Illinois median
$5 above the national median$5 above the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
per item · Source
$2 above the national median$2.25 above the Illinois median
$0.50 below the national median$0.25 below the Illinois median
$5 below the national median$5 below the Illinois median
$10 above the national median$5 above the Illinois median
$5 above the national median$5 above the Illinois median
$5 above the national median$5 above the Illinois median
$3 above the national median$3 above the Illinois median
$5.50 above the national median$3.50 above the Illinois median
At the national median$5 above the Illinois median
$15 above the national median$15 above the Illinois median
$22.50 above the national median$24 above the Illinois median
$37 below the national median$37 below the Illinois median
$75 above the national median$50 above the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant account fee (for accounts with a balance less than $1,000.00) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per month | — | Source |
| Account reconciliation | $35Above the typical range ($11.75–$25 nationally) | $17.50 above the national median$15 above the Illinois median | — | — | Source |
| FSBPremier paper statements | $3Within the typical range ($2–$4.59 nationally) | At the national medianAt the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Paid item causing overdraft greater than | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Illinois median | per item | — | Source |
| Returned item unpaid (per item) | $35 | ||||
ATM & CardVerified | |||||
| ATM withdrawal fee (FSB Debit or ATM Card used at a non-FSB ATM) | $3.50Above the typical range ($1–$2.25 nationally) | $2 above the national median$2.25 above the Illinois median | — | — | Source |
| Cancelled check or balance inquiry | $1 | ||||
Wire TransfersVerified | |||||
| Wire transfers: Domestic - outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Wire transfers: Domestic - incoming | $15 | ||||
Check ServicesVerified | |||||
| Non-customer cashier’s checks (cash only – not available at all locations) | $8Above the typical range ($3–$6 nationally) | $3 above the national median$3 above the Illinois median | — | — | Source |
| Stop Payment | $33 | ||||
Digital & ElectronicVerified | |||||
| ACH – origination for non-cash management users | $25Above the typical range ($5–$20 nationally) | $15 above the national median$15 above the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| Cook County Deed Notary | $25Above the typical range ($0–$5 nationally) | $22.50 above the national median$24 above the Illinois median | — | — | Source |
| Lost key | $8 | ||||
Overdraft
$35.00
Of 53 others that publish it, 41 lower, 10 the same and 2 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
18
Under review
0
Assets
$1.6B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.6B
Total deposits
$1.3B
Service charge income
$260K
Fee income ratio
1.4%
Return on assets
1.12%
Branches
20
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Illinois median |
| per item |
| — |
| Source |
| $0.50 below the national median$0.25 below the Illinois median |
| — |
| — |
| Source |
| Debit or ATM card replacement (standard or instant issue) | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
| Debit or ATM card rush delivery service | $50Within the typical range ($30–$50 nationally) | $10 above the national median$5 above the Illinois median | — | — | Source |
| $5 above the national median$5 above the Illinois median |
| — |
| — |
| Source |
| $5.50 above the national median$3.50 above the Illinois median |
| — |
| — |
| Source |
| Collections: checks, drafts, or other misc. items for collection | $20Within the typical range ($10–$25 nationally) | At the national median$5 above the Illinois median | — | — | Source |
| $37 below the national median$37 below the Illinois median |
| — |
| — |
| Source |
| Legal Document Processing (levies, garnishments, etc.) | $125Above the typical range ($30–$90 nationally) | $75 above the national median$50 above the Illinois median | — | — | Source |