vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$15 below the Florida median
$7.50 below the national median$5 below the Florida median
$12.50 below the national median$10 below the Florida median
per item · Source
$5 above the national median$3 above the Florida median
$5 above the national median$5 above the Florida median
At the national medianAt the Florida median
$0.50 above the national medianAt the Florida median
$5 below the national median$5 below the Florida median
per item · Source
At the national medianAt the Florida median
$5 above the national median$5 above the Florida median
At the national medianAt the Florida median
$3 below the national median$3 below the Florida median
$7.50 above the national median$5 above the Florida median
At the national medianAt the Florida median
per item · Source
$30 below the national median$42.50 below the Florida median
$35 above the national median$22.50 above the Florida median
per year · Source
$15 below the national median$27.50 below the Florida median
per year · Source
$25 below the national median$37.50 below the Florida median
per year · Source
$20 below the national median$32.50 below the Florida median
per year · Source
At the national median$12.50 below the Florida median
per year · Source
$25 below the national median$75 below the Florida median
$9 above the national median$6.50 above the Florida median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Closing Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$15 below the Florida median | — | — | Source |
| Research Fee | $10Below the typical range ($11.38–$25 nationally) | $7.50 below the national median$5 below the Florida median | — | — | Source |
| Returned Mail | $5Below the typical range ($11.38–$25 nationally) | $12.50 below the national median$10 below the Florida median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege- Courtesy Pay Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$3 above the Florida median | — | — | Source |
| Non-Sufficient Funds Fee- Overdrawn | $35 | ||||
ATM & CardVerified | |||||
| ATM Withdraw (out of network) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the Florida median | — | — | Source |
| Plastic Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (outgoing) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Florida median | — | — | Source |
| Wire Transfer (incoming) | $15 | ||||
Check ServicesVerified | |||||
| Certified Checks | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Florida median | — | — | Source |
| Stop Payment Fee | $35 | ||||
Account ServicesVerified | |||||
| Lost/Replacement Key | $15Below the typical range ($30–$70 nationally) | $30 below the national median$42.50 below the Florida median | — | — | Source |
| Safe Deposit Box 10”x10” | $80 | ||||
Lending FeesVerified | |||||
| Visa Late Payment | $29Above the typical range ($10–$25 nationally) | $9 above the national median$6.50 above the Florida median | — | — | Source |
Overdraft
$35.00
Of 41 others that publish it, 28 lower, 10 the same and 3 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
22
Under review
0
Assets
$316.8M
Work at Harvesters Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$316.8M
Total deposits
$284.1M
Service charge income (year to date)
$2.8M
Fee income ratio
23.1%
Return on assets
0.89%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 above the national median$5 above the Florida median |
| — |
| — |
| Source |
| Overdraft Protection- Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Florida median | — | — | Source |
| $5 below the national median$5 below the Florida median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Florida median |
| — |
| — |
| Source |
| Wire Transfer (international) | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Florida median | — | — | Source |
| $7.50 above the national median$5 above the Florida median |
| — |
| — |
| Source |
| Counter Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Florida median | per item | — | Source |
| $35 above the national median$22.50 above the Florida median |
| per year |
| — |
| Source |
| Safe Deposit Box 3”x10” | $30Within the typical range ($30–$70 nationally) | $15 below the national median$27.50 below the Florida median | per year | — | Source |
| Safe Deposit Box 3”x5” | $20Below the typical range ($30–$70 nationally) | $25 below the national median$37.50 below the Florida median | per year | — | Source |
| Safe Deposit Box 5”x 5” | $25Below the typical range ($30–$70 nationally) | $20 below the national median$32.50 below the Florida median | per year | — | Source |
| Safe Deposit Box 5”x10” | $45Within the typical range ($30–$70 nationally) | At the national median$12.50 below the Florida median | per year | — | Source |
| Levy/Garnishment | $25Below the typical range ($30–$90 nationally) | $25 below the national median$75 below the Florida median | — | — | Source |