Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Empowerment Community Development Federal Credit Union

Houston, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee$10Below the typical range ($12–$25 nationally)

Overdraft & NSFVerified

Returned Check Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Texas median
Source

Check ServicesVerified

Stop Payment fee$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$9.50 below the Texas median
Source
Items Sent for Collection fee$5Below the typical range ($10–$25 nationally)
$15 below the national median$15 below the Texas median
Source

Cash & DepositVerified

Deposited Items Return fee$10Within the typical range ($8–$25 nationally)
$5 below the national median$2 below the Texas median
Source

Other FeesVerified

Statement Copy fee$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Texas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$5.50 below the Texas median	—	—	Source
Overdraft & NSFVerified
Returned Check Fee	$25Within the typical range ($25–$32 nationally)	$5 below the national median$5 below the Texas median	—	—	Source
Check ServicesVerified
Stop Payment fee	$20Within the typical range ($20–$30 nationally)	$7.50 below the national median$9.50 below the Texas median	—	—	Source
Items Sent for Collection fee	$5
Cash & DepositVerified
Deposited Items Return fee	$10Within the typical range ($8–$25 nationally)	$5 below the national median$2 below the Texas median	—	—	Source
Other FeesVerified
Statement Copy fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the Texas median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

6 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$685K

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$685K

Total deposits

$647K

Service charge income (year to date)

$1K

Fee income ratio

8.3%

Return on assets

-11.46%

Financial profile · Pro

Performance from regulator filings

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