Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Horizon Utah Federal Credit Union

Farmington, UtahCredit UnionSan Francisco Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account: 12 mos. Inactivity and 18 years of age or older$5Within the typical range ($5–$10 nationally)

At the national medianAt the Utah median

Invalid Address-Return Mail: Undeliverable Mail Handling$5

$12.50 below the national median$10 below the Utah median

Source

Paper Statement: Mailed Statements$3

At the national median$0.50 above the Utah median

per month · Source

Overdraft & NSFVerified

Overdraft Protection and Transfer of Funds: Automatic Transfer from Shares to cover Overdraft of Checking Account$2.50Within the typical range ($2.50–$5 nationally)
$2.50 below the national median$0.25 below the Utah median
per item · Source

ATM & CardVerified

Rush Card$25Below the typical range ($30–$50 nationally)
$15 below the national medianAt the Utah median
Source
Currency conversion1%of the transaction
—
Source

Wire TransfersVerified

Wire Transfers: a. Domestic Wire In b. Domestic Wire Out c. International In d. International Out: a.$10Below the typical range ($40–$50 nationally)
$40 below the national median$35 below the Utah median
per item · Source

Check ServicesVerified

Money Orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$0.38 below the Utah median
per item · Source
Collection Services: a. Foreign Item Collection b. US Dollar/Canadian: a.$50Above the typical range ($10–$25 nationally)
$30 above the national median$20 above the Utah median
per item · Source

Digital & ElectronicVerified

One-time set up fee$10Within the typical range ($5–$20 nationally)
At the national median$9 above the Utah median
Source

Cash & DepositVerified

Return Deposited Items/CU Checks/ACH Returns: Cashed/Deposited Return Item$15Within the typical range ($8–$25 nationally)
At the national median$1.50 below the Utah median
per item · Source

Account ServicesVerified

Other Collection Services | a. Levy, Garnishment$25Below the typical range ($30–$87.50 nationally)
$25 below the national median$5 below the Utah median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account: 12 mos. Inactivity and 18 years of age or older	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Utah median	—	—	Source
Invalid Address-Return Mail: Undeliverable Mail Handling	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$10 below the Utah median	—	—	Source
Paper Statement: Mailed Statements	$3Within the typical range ($2–$4.95 nationally)	At the national median$0.50 above the Utah median	per month	—	Source
Overdraft & NSFVerified
Overdraft Protection and Transfer of Funds: Automatic Transfer from Shares to cover Overdraft of Checking Account	$2.50Within the typical range ($2.50–$5 nationally)	$2.50 below the national median$0.25 below the Utah median	per item	—	Source
ATM & CardVerified
Rush Card	$25Below the typical range ($30–$50 nationally)	$15 below the national medianAt the Utah median	—	—	Source
Currency conversion	1%of the transaction
Wire TransfersVerified
Wire Transfers: a. Domestic Wire In b. Domestic Wire Out c. International In d. International Out: a.	$10Below the typical range ($40–$50 nationally)	$40 below the national median$35 below the Utah median	per item	—	Source
Check ServicesVerified
Money Orders	$1Below the typical range ($1.50–$3 nationally)	$1 below the national median$0.38 below the Utah median	per item	—	Source
Collection Services: a. Foreign Item Collection b. US Dollar/Canadian: a.
Digital & ElectronicVerified
One-time set up fee	$10Within the typical range ($5–$20 nationally)	At the national median$9 above the Utah median	—	—	Source
Cash & DepositVerified
Return Deposited Items/CU Checks/ACH Returns: Cashed/Deposited Return Item	$15Within the typical range ($8–$25 nationally)	At the national median$1.50 below the Utah median	per item	—	Source
Account ServicesVerified
Other Collection Services \| a. Levy, Garnishment	$25Below the typical range ($30–$87.50 nationally)	$25 below the national median$5 below the Utah median	—	—	Source

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Headline fees published

5 of 15

Published fees

Under review

Assets

$185.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$185.2M

Total deposits

$162.2M

Service charge income (year to date)

$302K

Fee income ratio

6.1%

Return on assets

-0.13%

Financial profile · Pro

Performance from regulator filings

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Based on 65,356 published fee entries from 3,591 institutions

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