vs. U.S. typical range:LowerTypicalHigher
$12.50 above the national median$10 above the California median
$6 below the national median$1 below the California median
per item · Source
$6 below the national median$1 above the California median
per item · Source
At the national medianAt the California median
$10 below the national median$10 below the California median
$20 below the national median$15 below the California median
At the national medianAt the California median
$7.50 below the national median$2.50 below the California median
$5 above the national median$4.50 above the California median
$15 below the national median$18 below the California median
$20 below the national median$15 below the California median
At the national medianAt the California median
$5 above the national median$5 above the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Reconciliation/Research Fee (1) | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$10 above the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (Overdraft) Fee for Paid NSF, ACH, Check, or EFT Item | $24Below the typical range ($25–$33 nationally) | $6 below the national median$1 below the California median | per item | — | Source |
| NSF Fee for Returned ACH or Check Item | $24 | ||||
Wire TransfersVerified | |||||
| Domestic Outgoing Wire | $25Within the typical range ($20–$25 nationally) | At the national medianAt the California median | — | — | Source |
| Incoming Wire Transfer | $0 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| Stop Payment (2) | $20 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Fee | $0Below the typical range ($8–$25 nationally) | $15 below the national median$18 below the California median | — | — | Source |
Account ServicesVerified | |||||
| Levy Processing Fee | $30Within the typical range ($30–$90 nationally) | $20 below the national median$15 below the California median | — | — | Source |
| Verification of Deposit Letter (VOD) (3) | $10 | ||||
Retirement & IRAVerified | |||||
| IRA Closure/Termination Fee | $30Within the typical range ($25–$35 nationally) | $5 above the national median$5 above the California median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$24
Headline fees published
8 of 15
Published fees
13
Under review
0
Assets
$1.0B
Work at Mirastar Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.0B
Total deposits
$941.3M
Service charge income (year to date)
$1.4M
Fee income ratio
4.6%
Return on assets
0.54%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $6 below the national median$1 above the California median |
| per item |
| — |
| Source |
| $10 below the national median$10 below the California median |
| — |
| — |
| Source |
| International Outgoing Wire Transfer Fee (Outside US) | $30Below the typical range ($40–$50 nationally) | $20 below the national median$15 below the California median | — | — | Source |
| $7.50 below the national median$2.50 below the California median |
| — |
| — |
| Source |
| Non-Member Check Cashing | $10Within the typical range ($5–$10 nationally) | $5 above the national median$4.50 above the California median | — | — | Source |
| At the national medianAt the California median |
| — |
| — |
| Source |