Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Northrop Grumman Federal Credit Union

Gardena, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Locator Fee Escheat$2Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay of NSF item$20Below the typical range ($25–$33 nationally)
$10 below the national median$5 below the California median
per item · Source
NSF - Returned Share Draft or ACH$20Below the typical range ($25–$32 nationally)
$10 below the national median$3 below the California median
per item · Source

ATM & CardVerified

Non-NGFCU operated ATM Withdrawals$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$1 below the California median
per item · Source
ATM or Visa Debit card PIN replacement after 3rd Request$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the California median
per item · Institution’s schedule
ATM or Visa Debit card replacement after 3rd Request$8Within the typical range ($5–$10 nationally)
$2 below the national median$2 below the California median
per item · Source
ATM or Visa Debit card rush orders$30Within the typical range ($30–$50 nationally)
$10 below the national median$12.50 below the California median
per item · Pass-through costs · Institution’s schedule
ATM or Visa Debit card rush orders - pass-through costs$30Within the typical range ($30–$50 nationally)
$10 below the national median$12.50 below the California median
per item · Source

Check ServicesVerified

Stop Payment - Any Check or ACH$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$12.50 below the California median
per item · Source
Stop Payment - Bill Payer$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$7.50 below the California median
per item · Source
Outgoing Collection Item$5Below the typical range ($10–$25 nationally)
$15 below the national median$15 below the California median
per item · Source
Deposited Check photocopy$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the California median
per item · Source
Loan/Teller/Cashiers Check photocopy$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the California median
per item · Source

Account ServicesVerified

Levy Processing$10Below the typical range ($30–$90 nationally)
$40 below the national median$35 below the California median
per item · Source
Verification of Account$2.50Below the typical range ($5–$15 nationally)
$7.50 below the national median$7.50 below the California median
per item · Source

Other FeesVerified

Deposited Check photocopy$2Within the typical range ($2–$5 nationally)
$1 below the national median$2.25 below the California median
per item · Source
Share Drafts in excess of 2 per month photocopy$2Within the typical range ($2–$5 nationally)
$1 below the national median$2.25 below the California median
per item · Source
Statements photocopy (except most recent)$1Below the typical range ($2–$5 nationally)
$2 below the national median$3.25 below the California median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Locator Fee Escheat	$2Below the typical range ($5–$10 nationally)	$3 below the national median$1.50 below the California median	per year	—	Source
Account Reconciliation	$20Within the typical range ($11–$25 nationally)	$2.50 above the national medianAt the California median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay of NSF item	$20Below the typical range ($25–$33 nationally)	$10 below the national median$5 below the California median	per item	—	Source
NSF - Returned Share Draft or ACH	$20
ATM & CardVerified
Non-NGFCU operated ATM Withdrawals	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$1 below the California median	per item	—	Source
ATM or Visa Debit card PIN replacement after 3rd Request	$5
Wire TransfersVerified
Outgoing Wire Transfer - Domestic	$15Below the typical range ($20–$25 nationally)	$10 below the national median$10 below the California median	per item	—	Source
Check ServicesVerified
Stop Payment - Any Check or ACH	$10Below the typical range ($20–$30 nationally)	$17.50 below the national median$12.50 below the California median	per item	—	Source
Stop Payment - Bill Payer	$15
Account ServicesVerified
Levy Processing	$10Below the typical range ($30–$90 nationally)	$40 below the national median$35 below the California median	per item	—	Source
Verification of Account	$2.50
Other FeesVerified
Deposited Check photocopy	$2Within the typical range ($2–$5 nationally)	$1 below the national median$2.25 below the California median	per item	—	Source
Share Drafts in excess of 2 per month photocopy	$2

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

20 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$1.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.6B

Total deposits

$1.5B

Service charge income (year to date)

$2.3M

Fee income ratio

5.1%

Return on assets

0.21%

Financial profile · Pro

Performance from regulator filings

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