vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$2.50 below the California median
per month · Source
$6 below the national median$5.50 below the California median
per month · Source
$5 below the national median$3.50 below the California median
$3 below the national median$1.50 below the California median
per month · Source
$8 below the national median$3 below the California median
per item · Source
$0.50 above the national medianAt the California median
$1.50 below the national median$2 below the California median
$0.50 above the national medianAt the California median
per transaction · Source
$5 below the national median$5 below the California median
per item · Source
$20 below the national median$22.50 below the California median
per item · Source
$0.50 below the national median$0.50 below the California median
$2.50 below the national median$2.50 below the California median
—
$5 below the national median$5 below the California median
$5 below the national medianAt the California median
At the national medianAt the California median
At the national medianAt the California median
per item · Source
$1 below the national median$2 below the California median
per item · Source
$12.50 below the national median$7.50 below the California median
At the national median$0.50 below the California median
per item · Source
$7.50 above the national median$5 below the California median
per item · Source
$25 below the national median$20 below the California median
$3 below the national median$4.25 below the California median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Investment Checking Monthly service charge | $3Below the typical range ($4–$10 nationally) | $3 below the national median$2.50 below the California median | per month | — | Source |
| Monthly Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5.50 below the California median | per month | — | Source |
| Account inactivity | $0Below the typical range ($5–$10 nationally) | $5 below the national median$3.50 below the California median | — | — | Source |
| Account Maintenance (after 24 months of inactivity) | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Debit Card Overdraft Protection Fees: We charge | $22Below the typical range ($25–$33 nationally) | $8 below the national median$3 below the California median | per item | — | Source |
ATM & CardVerified | |||||
| ATM withdrawal at non-SchoolsFirst FCU and non-CO-OP Network locations | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the California median | — | — | Source |
| Balance inquiry at SchoolsFirst FCU and CO-OP Network ATMs | $0 | ||||
Wire TransfersVerified | |||||
| Wire transfer— outgoing — domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the California median | — | — | Source |
| Wire transfer — outgoing — international | $45 | ||||
Check ServicesVerified | |||||
| Cashier's check payable to Payroll Cardholder | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| Cashier’s Checks payable to a third party (per check) | $5 | ||||
Account ServicesVerified | |||||
| Notary Service (per notary signature) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 below the California median | per item | — | Source |
| Legal Process fee (levies, garnishments, etc.) | $25 | ||||
Other FeesVerified | |||||
| eStatement copies (per copy) | $0Below the typical range ($2–$5 nationally) | $3 below the national median$4.25 below the California median | per item | — | Source |
Overdraft
$22.00
Of 79 others that publish it, 40 lower and 39 higher.
Monthly maintenance
$1.50
Of 54 others that publish it, 10 lower, 1 the same and 43 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees published
9 of 15
Published fees
22
Under review
0
Assets
$37.2B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$37.2B
Total deposits
$32.0B
Service charge income (year to date)
$39.5M
Fee income ratio
3.8%
Return on assets
0.87%
Financial profile · Pro
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| $1.50 below the national median$2 below the California median |
| — |
| — |
| Source |
| charge per withdrawal for non-SchoolsFirst FCU/CO-OP Network ATMs. Other financial institutions or merchants may charge | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the California median | per transaction | — | Source |
| ATM/Debit Card Replacement (per card) | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the California median | per item | — | Source |
| Rush Payroll Card replacement (per card) | $20Below the typical range ($30–$50 nationally) | $20 below the national median$22.50 below the California median | per item | — | Source |
| ATM withdrawal at international ATM locations | $2Within the typical range ($1–$5 nationally) | $0.50 below the national median$0.50 below the California median | — | — | Source |
| Balance inquiry at international ATM locations | $0Below the typical range ($1–$5 nationally) | $2.50 below the national median$2.50 below the California median | — | — | Source |
| Currency conversion fee | 0.2%of the transaction | — | — | — | Source |
| $5 below the national medianAt the California median |
| — |
| — |
| Source |
| At the national medianAt the California median |
| per item |
| — |
| Source |
| Money Order (per money order) | $1Below the typical range ($1.50–$3 nationally) | $1 below the national median$2 below the California median | per item | — | Source |
| Stop payment | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$7.50 below the California median | — | — | Source |
| Non-Member check cashing fee (per check) | $5Within the typical range ($5–$10 nationally) | At the national median$0.50 below the California median | per item | — | Source |
| $25 below the national median$20 below the California median |
| — |
| — |
| Source |