vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$5 below the Michigan median
per transaction · Source
$5 above the national median$5 above the Michigan median
per month · Source
At the national median$1 above the Michigan median
At the national median$1.50 above the Michigan median
At the national median$2.50 above the Michigan median
$3 below the national median$1 below the Michigan median
At the national medianAt the Michigan median
$2.50 above the national median$3 above the Michigan median
$10 below the national median$14 below the Michigan median
per year · Source
$20 below the national median$24 below the Michigan median
per year · Source
At the national median$4 below the Michigan median
per year · Source
$15 below the national median$19 below the Michigan median
per year · Source
At the national medianAt the Michigan median
$5 above the national medianAt the Michigan median
$0.50 below the national median$1 below the Michigan median
$7 above the national median$7 above the Michigan median
per item · Source
$862.50 above the national median$857.50 above the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas/Vacation Club/Emergency Savings Early Withdrawal/Closing | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Michigan median | per transaction | — | Source |
| Dormant Account Fee (after 18 months) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient funds (NSF) | $30Within the typical range ($25–$32 nationally) | At the national median$1 above the Michigan median | — | — | Source |
| Overdraft Protection Transfer > | $5 | ||||
ATM & CardVerified | |||||
| Replacement Debit/ATM Card | $10Within the typical range ($5–$10 nationally) | At the national median$2.50 above the Michigan median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check: Members | $2Below the typical range ($3–$6 nationally) | $3 below the national median$1 below the Michigan median | — | — | Source |
| Money Orders: Members | $2 | ||||
Account ServicesVerified | |||||
| 3×10 (Lakeview & Trufant) | $35Within the typical range ($30–$70 nationally) | $10 below the national median$14 below the Michigan median | per year | — | Source |
| 3×5 (Lakeview & Trufant) | $25 | ||||
Lending FeesVerified | |||||
| Late Fee (15-day grace period) | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Michigan median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$1 below the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Foreign Fax | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the Michigan median | per item | — | Source |
| Construction Loan Processing Fee | $900 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
5 of 15
Published fees
17
Under review
0
Assets
$148.8M
Work at Community First Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$148.8M
Total deposits
$135.2M
Service charge income (year to date)
$1.1M
Fee income ratio
17.1%
Return on assets
0.77%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national median$1.50 above the Michigan median |
| — |
| — |
| Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3 above the Michigan median | — | — | Source |
| $20 below the national median$24 below the Michigan median |
| per year |
| — |
| Source |
| 5×10 (Lakeview Only) | $45Within the typical range ($30–$70 nationally) | At the national median$4 below the Michigan median | per year | — | Source |
| 5×5 (Lakeview Only) | $30Within the typical range ($30–$70 nationally) | $15 below the national median$19 below the Michigan median | per year | — | Source |
| Garnishment | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Michigan median | — | — | Source |
| $862.50 above the national median$857.50 above the Michigan median |
| — |
| — |
| Source |