vs. U.S. typical range:LowerTypicalHigher
At the national median$4.50 below the New York median
per month · After 1 year dormant · Institution’s schedule
$2.50 above the national median$2.50 above the New York median
per item · Institution’s schedule
$15 below the national median$15 below the New York median
per item · Transfer from share account to share draft account to cover insufficient funds check. Limited to 6 transfers per month. · Institution’s schedule
At the national median$5 above the New York median
per item · Institution’s schedule
At the national median$5 above the New York median
per item · Source
$15 above the national median$15 above the New York median
per item · Institution’s schedule
$10 above the national median$10 above the New York median
one time · Source
$10 below the national median$10 below the New York median
per item · Institution’s schedule
At the national median$5 above the New York median
per item · Institution’s schedule
$2.50 above the national median$5 above the New York median
per item · Institution’s schedule
$12.50 below the national median$10 below the New York median
per item · Institution’s schedule
$22.50 below the national median$20 below the New York median
per item · Institution’s schedule
$14.50 above the national median$17 above the New York median
per item · Institution’s schedule
$2.50 above the national median$5 above the New York median
$12.50 below the national median$10 below the New York median
At the national median$2 below the New York median
per item · Per statement · Institution’s schedule
At the national median$2 below the New York median
$42.50 above the national median$42.50 above the New York median
$5 below the national median$10 below the New York median
per item · After 15 days · Institution’s schedule
$5 below the national median$10 below the New York median
At the national medianAt the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per month | After 1 year dormant | Institution’s schedule |
| Returned Mail Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the New York median | per item | — | Institution’s schedule |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $15Below the typical range ($25–$33 nationally) | $15 below the national median$15 below the New York median | per item | Transfer from share account to share draft account to cover insufficient funds check. Limited to 6 transfers per month. | Institution’s schedule |
| NSF: Nonsufficient Funds Items | |||||
ATM & CardVerified | |||||
| Duplicate Card | $25Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the New York median | per item | — | Institution’s schedule |
| Expedited Debit/Credit Card | $50 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfers (outgoing) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$10 below the New York median | per item | — | Institution’s schedule |
| International Wire Transfers (outgoing) | $50 | ||||
Check ServicesVerified | |||||
| Stop Payment - Corporate Drafts | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the New York median | per item | — | Institution’s schedule |
| Stop Payment - Personal Drafts | $15 | ||||
Digital & ElectronicVerified | |||||
| Returned bill pay item | $45Above the typical range ($0–$9.95 nationally) | $42.50 above the national median$42.50 above the New York median | — | — | Source |
Lending FeesVerified | |||||
| Loan Late Fee | $15Within the typical range ($10–$25 nationally) | $5 below the national median$10 below the New York median | per item | After 15 days | Institution’s schedule |
| Loan Late Fee (after 15 days) | $15 | ||||
Other FeesVerified | |||||
| Copies of Statements (per statement) | $3Within the typical range ($2–$5 nationally) | At the national medianAt the New York median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$15
Headline fees published
6 of 15
Published fees
21
Under review
0
Assets
$33.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$33.7M
Total deposits
$29.8M
Service charge income (year to date)
$20K
Fee income ratio
2.1%
Return on assets
1.22%
Financial profile · Pro
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| $30Within the typical range ($25–$32 nationally) |
| At the national median$5 above the New York median |
| per item |
| — |
| Institution’s schedule |
| NSF: Nonsufficient Funds Items (each) | $30Within the typical range ($25–$32 nationally) | At the national median$5 above the New York median | per item | — | Source |
| $10 above the national median$10 above the New York median |
| one time |
| — |
| Source |
| At the national median$5 above the New York median |
| per item |
| — |
| Institution’s schedule |
| $12.50 below the national median$10 below the New York median |
| per item |
| — |
| Institution’s schedule |
| Stop Payment - Third Party Bank Draft | $5Below the typical range ($20–$30 nationally) | $22.50 below the national median$20 below the New York median | per item | — | Institution’s schedule |
| Stop Payment for Bill Pay Items | $42Above the typical range ($20–$30 nationally) | $14.50 above the national median$17 above the New York median | per item | — | Institution’s schedule |
| Stop payments: ACH | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the New York median | — | — | Source |
| Stop payments: Personal Drafts | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$10 below the New York median | — | — | Source |
| Copies of Statements | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the New York median | per item | Per statement | Institution’s schedule |
| Share Draft Copy | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the New York median | — | — | Source |
| $5 below the national median$10 below the New York median |
| — |
| — |
| Source |