Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Main Impact Federal Credit Union

Murray, KentuckyCredit UnionSt. Louis Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Share Account$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Returned Draft/Item NSF$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Kentucky median
per item · Source
Overdraft Transfer$5Within the typical range ($2.50–$5 nationally)
At the national median$1 above the Kentucky median
per item · Source

Check ServicesVerified

Stop Payment Order$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$3.48 below the Kentucky median
per item · Source
Microfilm Copy of Draft$2.50Within the typical range ($2–$5 nationally)
$0.50 below the national median$0.50 below the Kentucky median
per item · Source

Cash & DepositVerified

Returned Deposit or Check Chasing Item Returned$10Within the typical range ($8–$25 nationally)
$5 below the national medianAt the Kentucky median
per item · Source

Account ServicesVerified

Garnishment or Tax Levy$20Below the typical range ($30–$90 nationally)
$30 below the national median$55 below the Kentucky median
per item · Source

Other FeesVerified

Interim Statement$0.50Below the typical range ($2–$5 nationally)
$2.50 below the national median$2.06 below the Kentucky median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Share Account	$5Within the typical range ($5–$10 nationally)	At the national median$2 below the Kentucky median	per quarter	—	Source
Overdraft & NSFVerified
Returned Draft/Item NSF	$25Within the typical range ($25–$32 nationally)	$5 below the national median$5 below the Kentucky median	per item	—	Source
Overdraft Transfer	$5
Check ServicesVerified
Stop Payment Order	$25Within the typical range ($20–$30 nationally)	$2.50 below the national median$3.48 below the Kentucky median	per item	—	Source
Microfilm Copy of Draft	$2.50
Cash & DepositVerified
Returned Deposit or Check Chasing Item Returned	$10Within the typical range ($8–$25 nationally)	$5 below the national medianAt the Kentucky median	per item	—	Source
Account ServicesVerified
Garnishment or Tax Levy	$20Below the typical range ($30–$90 nationally)	$30 below the national median$55 below the Kentucky median	per item	—	Source
Other FeesVerified
Interim Statement	$0.50Below the typical range ($2–$5 nationally)	$2.50 below the national median$2.06 below the Kentucky median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

8 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$23.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$23.3M

Total deposits

$20.8M

Service charge income (year to date)

$7K

Fee income ratio

1.3%

Return on assets

0.63%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,682 published fee entries from 3,608 institutions

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